Mortgage free by 2023 (!)

debtfreeoneday

We are booked to see three this week. 

One tomorrow which I am sooooo super hopeful for as it’s with our agent who are also desperate for us to find somewhere. No one else is seeing it till next week as far as I know…

Anyway it’s end of the month time so going to spend an hour now divvying up the money into pots and updating my goals. 

Karmacat

Oh that sounds a good prospect!  Fingers crossed for you.

debtfreeoneday

April round up. 

OP £1777.17 / £2500 

SAVE £1507.21 / £3000 

EARN £566.15 / £1500 

Mortgage balance - £59,986.52

Mortgage percentage left to pay - 26%

91 months left

Mortgage balance was just above £60k so I had to sort that out didn’t I?  😃 yay. In another number bracket!!!

Due to the possible house move, most of the money is just being put in the save pile now until we know what we are doing.  Next two months expensive with both car insurances, MOTs and a service due on mine so savings will be a little low. 

debtfreeoneday

Offered on a house yesterday that would see us mortgage free. We were lucky to get in there first but no answer until next week when a million other viewings are scheduled so we will be lucky if this comes off I reckon. We are prepared to go over the asking price a little. 

But oh mortgage freedom is so tempting. 

Just done a survey about my dogs carbon footprint.m and their TV viewing habits.  Cant say I’ve ever given either much though. Who comes up with these surveys?!

South_coast

OMG, that would be amazing if you get it 🤞🤞🤞

Suffolk_lass

Our cat's favourite is any programme with wildlife. Especially sheep! She sits on my legs definitely watching from a safe place. Just saying...

Good luck with the offer-house

Karmacat

The house sounds like it has such possibilities!  And surveys ... surveys are very odd sometimes.

debtfreeoneday

We have also offered on another house over the asking price along with five others so the owners are making their decision over the weekend. This would also see us mortgage free with a lump left over over. Work is needed on the house but nothing too radical. So the wait continues. At least come Tuesday / Wednesday we will know about both. 

debtfreeoneday

Can I just be not very MSE here and ask if I’m the only person who hates car insurance renewals?  I’ll spend hours doing surveys and searching for the best prices on things but insurance renewals drive me potty!  I can cope with 1/2 quote processes tops. As long as I beat the renewal price I’m happy!  

With that said, car insurance renewal for car no 1 done. I saved £26 with a possible £25 cashback but I never rely on those. So I’m happy with that.  

South_coast

YES! I definitely can't stand it either. This year I had prices from the same insurer covering a range of about £160 - for the same insurer with the same policy. Then I had to spend ages re-checking all the details to make sure it was them being inconsistent and not me doing something wrong 🙁!