Mortgage free by 2023 (!)

debtfreeoneday

End of March round up!

OP £1676.89 / £2500
SAVE £1117.77 / £3000
EARN £468.27 / £1500
365 £142 / £365

Mortgage balance £60,685.18
Mortgage percentage left to pay 26%
92 months left 

+ good month for mortgage overpayments
+ happy to have earned £145 this month 
+ so close to going under £60k

- I won’t get under 60k until May!

All in all though, a good month. April won’t be as productive but I’m going to really focus on our everyday spends this month and try not to spend all the allocation. 

Karmacat

Sounding good, debtfree that percentage of mortgage remaining is brilliant.

debtfreeoneday

Well no premium bonds win for us again this month! Back to the grind it is!  😂

debtfreeoneday

First fleabay sale of the month kicking off money earned to the tune of £12.50. Another item decluttered. 

Today I need to list two more items on fleabay, do some weeding and pottering in the garden.  

Karmacat

Well done!  I gave up selling individual stuff even before the pandemic, but right now, I couldn't bear it, even though I've got some pricy books.  Even collection is horrible: I'm waiting for a Royal Mail collection today, it's just a birth congratulations thing, but I'm terrified I'm going to miss it, it feels tricky!  But I'm also missing the way those regular sales add up.  Your mfw date will thank you  

debtfreeoneday

No pottering or weeding done and I didn’t get the fleabay sales done. Today’s jobs!!

Frost overnight!  Hopefully the plants will be ok. 

debtfreeoneday

Well managed to do loads in the garden, potted up lots of seeds and got excited about some peas sprouting in the garden. 

Still no fleabay inserts. The sunshine was too tempting so I was outside most of the day. Much colder today though. Quiet day I reckon with my nose in a book and oh yes... those fleabay inserts... 

debtfreeoneday

Moved £301 over to PB, mostly savings but added another £28 to the mortgage pot. Will save £1k before we actually OP again as it suits us to see that monthly payment reduce. 

Got notification from am@zon yesterday that an item I ordered in March 20 isn’t going to arrive. I’d totally lost sight of even ordering it, put it down to lockdown haze!  No idea if I paid for it, that’s today’s job to trawl back through the bank but they did give me £5 to say sorry, so £5 added to the free money pot which is at £17.50 so far in April. 

Karmacat

March 20!  Good grief!  The £5 is very nice, but don't Amazon usually charge for the item upfront?  In which case, they owe you more than £5!  Good luck  

debtfreeoneday

Karmacat said:

March 20!  Good grief!  The £5 is very nice, but don't Amazon usually charge for the item upfront?  In which case, they owe you more than £5!  Good luck  

I should have the payment coming back my way I think, just need to wait 7 days!