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Mortgage free by 2023 (!)

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Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Best of luck with your miracle!  I don't think I'm doing anything in the garden today, unless it's carting existing weeding to the green bin - it's so cold my bird bath has frozen over, and if I dig in temperatures like that, I'll kill more worms than when the soil's a bit warmer...
    2023: the year I get to buy a car
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Well I do well I didn’t even get outside the door except to the garage. We spent the day blitzing a bedroom from top to bottom and repainting. 

    The OP turned up and our monthly Payment has reduced £85 so that’s over £200 down from when we took the mortgage out.  Pretty pleased with that. 

    I will get outside today. Repeat. I will get outside. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Few surveys waiting this morning so done those. Must check when 1poll payment was requested as that hasn’t arrived yet. 

    Reaching that middly part of the month when nothing money wise exciting happens. Clocking the date that part must run from 10-25th of each month. 😂

    it’s raining, so looking like a quiet day. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yep, it feels like a bit of a nothing day today, even though I have plenty to do indoors.
    2023: the year I get to buy a car
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Reached £2 payout on store rewards so Amazon voucher requested. 
    Also had a delivery duplicated from fleabay. I double checked and I only ordered one but they sent two in the same package. Going to sell it on marketplace I reckon as it will cost more to return it and I figure it’s their error not mine. We are talking £7 item so I don’t feel that bad!

    Still waiting for 1poll payout. Still raining here and due to drizzle most of the weekend. Did get out for a bit yesterday into the greenhouse. I’m thinking next week might be the week I start to plant some seeds!

    Unexpected bill after a group the kids do confirmed they are starting back up this month not next but had half the pennies for it. More important they get back to groups and seeing friends really. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 14 March 2021 at 9:17AM
    Got mad today with a prolific survey that got rejected as I did it too fast. I don’t usually bother arguing but I didn’t speed through it and so emailed them and they gave me the credit. Was £2.88 so worth it. Reached payout so £5.35 cashed out and mainly added to savings. 

    Nearly at payout on Ipsos after some surveys today. 1poll also been busy. 

    Planted all the wildflowers and sunflowers today. Then it helpfully rained to soak them all. Fingers crossed they’ll be ok!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done you!  On the prolific survey and on the seed-planting, lovely stuff.  I'm definitely doing seed planting this weekend, my spare bedroom is getting a bit clearer.
    2023: the year I get to buy a car
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Ipsos payout reached so another £5 added to Amazon. Saving those up for a history book we need for September!

    Repainted a bedroom this weekend so have a few items to stick on marketplace this week. And another pile of books to go through ziffit. 

    Happy Mother’s Day to those of you celebrating. Always mixed feelings about today. Grateful for my kids, but I used to find this day so hard when we didn’t have / couldn’t have children. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Been a busy week with kids back to activities. 

    Planted loads of seeds yesterday so greenhouse bad most of the planters are now full.  

    Decorated another bedroom in the last week so setting our sights on the lounge now. 

    Money just plodding on. Council tax bill arrived and that’s £10 increase per month. Surveys ticking along and free money / money earned at £74.37 for the month. Still no sign of the 1poll payout! 

    Supposed to be doing a focus group today but have no idea how to join it. Hoping an email arrives at some point with instructions!


    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It all adds up, debtfree.  I hope doing the lounge isn't awful for you - such an important room in the life of the family!  But I bet you'll do it :) good luck.
    2023: the year I get to buy a car
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