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Mortgage free by 2023 (!)

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Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Since it's been 7 months for you, and only one month for me, you can have the March million pound draw :)  I'll wait another month.
    2023: the year I get to buy a car
  • Suffolk_lass
    Suffolk_lass Posts: 10,724 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    One of the "Save £12k in 2021" savers won £1000 - how lovely. We have had a total of 3x£25 since buying £10k since April
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • debtfreeoneday
    debtfreeoneday Posts: 5,067 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    We did pretty good in our first few months and did have £100 win once!  

    Sold £30 worth of furniture so glad to see the back of that. Also reached payout on Ipsos so £5 Amazon voucher requested and also got £3.57 tcb payable. 

    In other news I had my jab Tuesday and been floored ever since. High temperature, aches and generally feeling rubbish. Didn’t get up yesterday at all and no appetite. Hoping it improves soon. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • South_coast
    South_coast Posts: 6,153 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ouch 🙁 I've heard of a few people feeling rough afterwards - one told me last week they felt worse after the jab than when they actually had Covid 🙄! I'm feeling very fortunate to have escaped with just a sore arm. Hope you feel better soon x
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope you feel better soon, debtfree - that sounds horrible.  I was certainly under the weather for a week or so after my vacc.
    2023: the year I get to buy a car
  • Suffolk_lass
    Suffolk_lass Posts: 10,724 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ouch 🙁 I've heard of a few people feeling rough afterwards - one told me last week they felt worse after the jab than when they actually had Covid 🙄! I'm feeling very fortunate to have escaped with just a sore arm. Hope you feel better soon x
    I understand the reaction is typically worse if you have had covid already because your anti-bodies are in "fight, fight!!" mode
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • debtfreeoneday
    debtfreeoneday Posts: 5,067 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Ouch 🙁 I've heard of a few people feeling rough afterwards - one told me last week they felt worse after the jab than when they actually had Covid 🙄! I'm feeling very fortunate to have escaped with just a sore arm. Hope you feel better soon x
    I understand the reaction is typically worse if you have had covid already because your anti-bodies are in "fight, fight!!" mode
    That’s interesting as I did have suspected Covid in March last year.  I said to DH that it felt like last year though not half as bad. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,067 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Just been notified our current bank account is closing. So annoying as I actually really like it and the app is good. Sigh!

    Just applied for a bank account switch anyway as no point delaying the inevitable. No chance of a switching bonus as I think I must have had every account out there!  
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,067 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Slightly concerned the £1001 OP hasn’t hit the balance yet and is somewhere out there! 

    Feeling much more human today though my arm still looks like it is growing a second head. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,067 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    8.83 cleared on prolific and cashed out. Money earned up to a respectable £47.40 for March. 

    Weather is looking cold but dry for today so plan is pottering on the garden. I’ve got some more compost to dig through and another flowerbed to weed so will get the kids out with me. Need to order another packet of seeds. My seedlings have all but died on the windowsill and I’m currently watering dead plants in the hope of miracle. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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