Mortgage free by 2023 (!)

Karmacat

Sanity is good!  A run on the beach will help with that too it sounds lovely.  I really miss going to the beach, can't wait to get there again.

debtfreeoneday

£5.55 cleared at prolific so payout requested. Nearly at £5 with uncleared surveys so should hit payout again next week.

Despite it being the shortest month I’m ready to see the back of Feb.  Money seems to be disappearing in quite a few directions at the mo!

Karmacat

And you're compos mentis enough to post at that time of night because .... ?  Hope you're not too sleep deprived today!

debtfreeoneday

lol KC. I have a child who thinks sleep is for the weak!  

debtfreeoneday

Been slack In Posting due to being in a lockdown slump and awaiting the Monday announcement. Then cheered up to come down again after realising there is little change for us permanent home edders in terms of being able to do things. Guidance has updated a bit now and we can do some things so feeling more chipper now. 

In money news, sold books to tune of £19.20, reached payout on prolific, sold an item to a friend and hit payout on 1poll. Money earned is up to £116.62 though the £25 1poll isn’t included in that. 

But an unexpected bet bill hit us back £150! 

Need to work out what I do with that in terms of my yearly targets as it came out of savings. 

CathT

Ouch to the unexpected bill. Hope you can find a way to balance the finances. 

Karmacat

I absolutely understand the ups and downs of the lockdown feelings and my word, permanent home educators haven't really been mentioned at all, as far as I know - I'm glad there's *something* in the guidance at least.  

Can I ask, what's a bet bill, or is that a typo?

debtfreeoneday

Karmacat said:

I absolutely understand the ups and downs of the lockdown feelings and my word, permanent home educators haven't really been mentioned at all, as far as I know - I'm glad there's *something* in the guidance at least.  

Can I ask, what's a bet bill, or is that a typo?

Complete typo - VET bill!  Yikes. That doesn’t sound very MSE at all - my bet bill!  I don’t gamble!

debtfreeoneday

So at last the end of the month is in sight. 

Spent lots of time in the fresh air sorting out bits in the garden and greenhouse. All the seeds ready for March are lined up. I just need to decide if we are likely to get another frost. 

I’ve got verbena on my windowsill (out of date seeds) not looking like they were worth the chance but I’ll give them another week or so. Squash and peppers in the propagator. Some sunflowers are already coming up from an experiment the kids did a month ago but need to plant more of those.  

Just looking forward to a weekend of being outside and pottering. 

Will post monthly figures later as it’s payday and shuffle the money time. 

debtfreeoneday

February update (should put this into context that these include our council tax free months and double payment of a benefit month so March onwards won’t be as bountiful) 

OP £996.64 / £2500
SAVE £715 / £2000
EARN £323.14 / £1500
365 £112 / £365

Mortgage balance - £62,295.24

Mortgage percentage left to pay - 27%

94 months left 

+ nearly at £1000 OP in two months 

+ down to 27% left to pay on the house

+ free money this month was £136.87 

- still money going out on insignificant items / shopping runs to local shop that really mount up so need to stop this!