2015 - the penultimate year!

Cwtchie

It's lovely to hear of someone who truly loves their horses. So many people pass them around and around and never ever have an old horse. My horses are my babies they are here forever, ridden or not.
Definitely doing the right thing making sure she's ok, horses weren't born with a saddle on x

DebtFree2012

That's kind of you to say I will keep you posted.

Money wise, things are ok which is great. Mam is going to help with groceries as usual - so kind of her. The kids and I are going to make her some home made gifts, maybe for mother's day or just "because" too. Thinking of an apron, some home made chocolates and some flowers picked from the garden, all wrapped in selophane (sp?) that I already have.

So no spending is happening at the moment. The next cc payment will be when job 2 gets paid on Friday. Then on 24th when CB is paid in.

I have quiche for lunch that Mam bought for me

Day job wise, I've heard a couple of updates but all what if's at the mo so I will post re that when I have anything concrete.

DebtFree2012

Quiche was yum.

Vet is coming tomorrow to do the pony's vaccination but I've managed to get on the back of someone elses booking so it will be divided between us and cheaper call out for me.

Going to meet with my boss again today for a quick update on the job - I think things will move quite quickly now so I need to stay ahead of the game.

I emailed Job 2 asking for extra work and have more than I bargainsed for as got a big file though now lol. That's me busy tonight! Apx £32 so that will be most welcome, even if I will be tearing my hair out in the end.

DebtFree2012

Based on tonight's work if it all goes well, I will have the loan pony paid for for next month and be £12 into Job 2 overpayment territory.

I'm also going to ebay DD's vans, gorgeous party dress and a couple of denim coats that no longer fit her.

DebtFree2012

Looks like the CC will be under 8k before my next (day job) pay packet and I'd not acknowledged that! Sub 33k isn't looking too likely but you never know.

Cwtchie

You're doing fab. Knocking down the debts all the time

DebtFree2012

What a day.

My mobile is goosed again and I need it today of all days. My DS who is still poorly is at school but no doubt I will get a call (Doc been and said his ear drum has burst and is infected poor thing) and the vet is ringing re the vaccination for pony to tell me when she's on her way to the yard. Mobile is packaged and on it's way for quote for repair but that will be ages so I'm going to buy a cheap old phone for the interim which we can at least then have as back up. Technology.

Also I get my emails from work to the mobile when work is on offer so I might miss out there - annoying.

I shall report back later when I am feeling less like screaming from the rooftops

PinkPoppies

Sounds like a stressful day? Was DS ok?

My eardrum burst when I had an ear infection years ago- the relief was immense when it finally went, the (awful!) pain really eased! I was totally deaf in that ear for a month or two afterwards.

Hope the phone gets sorted quick. Amazing how much we rely on them these days isn't it!

DebtFree2012

Morning

Indeed it was but ended up being lovely as the littlest pony was on his best behaviour. Amazing how they can alter your mood.

So pony has had his vaccination and was a star. The big girl had a nice turn out and roll. DS is so much better this morning. Lovely to see. DD can't wait for her birthday which is tomorrow and I for a file in last night meaning I've met this week's quota and still have the potential for some weekend work. So all positive there.

Lookinig forward to a lovely, family filled weekend with lots of fun and relaxing. In order to do that I must hoover and tidy round tonight or I won't be able to. List needed I think!

DebtFree2012

Right so I have a updated my spreadsheet to show how many (basic payment rate) minutes I need for Job 2 to meet my £248 or £260 a month target. (Depends if 4/5 Mondays in a month). So when I update how many minutes I've done it reminds me how many is left. mini goals make all the difference to me. Then that feeds into the CCV payments which is where the overpayments are going this year and that in turn shows me when it will be paid off taking that and my forecast into account.

I should be paid from Job 2 today so I can fill loan pony pot and send the other to CC, very small amount there but that's as January was so quiet. Had a busy week with them so hopefully making up for that now.