2015 - the penultimate year!

ScattySkewbald

Sounds like you had a lovely weekend - you sound so energised! Fab news that big girl was ok and fab news that your cc interest has been lowered

DebtFree2012

Good Morning

Well longest day of the week for me today. Once this is over, it's counting down to the weekend again Not wishing my life away but I am wishing the debt away!

I too am amazed at how quickly January's gone, though I guess I didn't think that whilst I was waiting for pay day lol.

Well I may have spoken too soon about the big girl - I'll update more when I know as atm I may be seeing things that aren't there but my gut tells me otherwise - I'll keep you posted.

It was Monday mayhem at the farm last night - Monday's are always the same. Three ponies all took off at the same time, each with riders on them, one being my DD! She had no stirrups and managed to stay on despite him turning on a hair pin. Basically one spooked and the others agreed there was something scary, so took off too. I was doing a friend's pony last night too and by the time I got in, it was gone 9.

I then knocked myself sick as I had a bowl of cereal when I got home and I've noticed the last few times I've done that, I have felt dreadful. I always used to have one but obviously something inside me isn't liking it at the moment.

Money wise I've not done anything today so will get my accounts checked and paid this morning IF the statement has been generated.

Work wise, I shall continue to get my head down and the next stage for me is March when we hope to get the bonus and that coincides with my next financial goal - oh and I have 'the work exam'. Then April we should hear what, if any, pay rise we get. By then I may know more re my job. I'm not going to stress over it. I have a target to reach and I'm determined to do it, regardless of what they throw at me. As long as I am getting money in the bank each month, I can keep my mouth closed.

Right, accounts.

cazmanian_minx

Fingers crossed for the big girl - a friend once described horse ownership as one long worry that you're doing the right thing and it's so true.

DebtFree2012

CB has been paid so that's good.

£200 also paid to CC.

I noted that £3045.24 of the balance on the CC runs out 23 Jul 15. I will have cleared that by then but I'm just putting it here to remind me and keep me focussed.

Loan payments not due yet.

DebtFree2012

I have updated my signature which includes the loan payments due on 1st as they are DD and will come out anyway. I have my job 2 payment yet but this isn't going to be much this month, esp given the first £40 goes to loan pony. Wouldn't it be nice to get sub 33k before February pay. £184 to find but seen as though I don't have £4 of that, it won't be doable!

DebtFree2012

I have just noticed I will get my CB again before Feb's pay (there's alway one month of the year I get 2 lots in one month's pay, they are issued payments every 28 days for people who don't have kids )

So that will mean I am "only" £44 off sub 33k before Feb's pay....if I get any work from the agency in the next couple of days I might just do it!

PinkPoppies

Yay! You can do it! £11 a week to find

I love a nice fresh month! Tempted to draw a line under January and start February a few days early myself. Nice short month so a few extra days won't hurt

You are going to be finding your total starting with a 2 before you know it

DebtFree2012

Watch this space!

It will be lovely to think I am in the twenties!

My pay days are 25th so that's when I start my month so Frugal February is underway for me

DebtFree2012

No work in tonight for job 2 again. Hopefully February will pick up, I can't be getting used to not working too hard on an evening

£300 has gone to the CC so far. £650 heading to loans in next few days. Patience dear, patience.

DebtFree2012

Oh wow, see, this is what happens when I have no work in. I've just enquired online with P1ckf0rds removals for them to help us move and the basic price starts at 1600 ish - OMG. So I'm going for the free food and drink in return for helping us move and borrowing a friends horse wagon for the furniture!