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Pay ALL your debt off by Xmas 2015!

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Comments

  • Pablosammy
    Pablosammy Posts: 566 Forumite
    edited 21 July 2015 at 12:55PM
    twiggy86 wrote: »
    Hey Pablosammy. Sorry you've been in a bad place recently but I wanted to say thanks for running this thread and a HUGE well done on getting your debts sub-£10k!!!! I don't think it makes you sad at all to be emotional, it's a big achievement!

    Thanks for the kind words, twiggy! I can only imagine how it will feel to make that last settlement phone call :rotfl: My peak debt was over £40k!
  • Hi all paid £100 off this month. I have also set up a DD to help me out monthly. I am number 76. X
    Make £5 a day April £12.60/£110 (Joined late)
    Surveys 2021/2022 
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Have made car payment- see signature....

    Popping into the bank whilst I'm off to see how much we could borrow for a mortgage,vquite conscious everything is going up, interest rates may be going up, and I'm still here paying off the car......
  • Ccarter
    Ccarter Posts: 149 Forumite
    I have paid my final payment today-£387.48

    So I am now debt free!!!!!!!!!!!!!!!!!!!!!!

    I am so proud that I have finally done it.


    New total is

    0027

    New total is now:

    £4617.32/ £4,535.13


    Not sure why i've overpaid more must have got my figures wrong ooops. Can't wait to close down that credit card wooo.

    Keep up the good work everyone x
    Debt free by XMAS 2015 #027
    Barclaycard: £0.00
    Divorce: £0.00 :j
    Kitchen: £0.00 :j
  • chocolatebum
    chocolatebum Posts: 334 Forumite
    Part of the Furniture Combo Breaker
    could i join in please, have a few debts and won't manage to pay them all off by xmas2015 but looking to pay off the only thing that i pay interest on. a credit card that charges a whopping 27.45% interest :eek: . balance on this is £2450 :(
    DEBT
    31/12/2018 = £21,740.10 - 31/12/2019 = £18,581.29 (14.53% PD)
    31/01/2020 - £18,685.22 (14.05% PD)
  • engineer_amy
    engineer_amy Posts: 803 Forumite
    I've been Money Tipped!
    Pablosammy wrote: »



    Hi Amy, sorry for the delay. You're number 180 (try saying that without doing it in a darts commentator voice!). I'm an engineer too, so you're definitely welcome along :beer:

    Thanks Pablosammy. Not an engineer anymore though, now an accountant. I was told by many people that engineers make the best accountants - something to do with the logical way our brain sets everything out!


    Congrats on getting your debt down so much, great achievement. It will be the end of the month (payday) before I can update, still trying to work out my budgets and get used to putting stuff in different pots before payment!
    Mortgage = [STRIKE]£113,495 (May 2009)[/STRIKE] £67462.74 Jun 2019
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    Thanks Pablosammy. Not an engineer anymore though, now an accountant. I was told by many people that engineers make the best accountants - something to do with the logical way our brain sets everything out!


    Congrats on getting your debt down so much, great achievement. It will be the end of the month (payday) before I can update, still trying to work out my budgets and get used to putting stuff in different pots before payment!

    Cheers Amy. I actually went into finance after doing an engineering degree, before switching back to engineering! Might investigate another career change at some point... :rotfl:
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    could i join in please, have a few debts and won't manage to pay them all off by xmas2015 but looking to pay off the only thing that i pay interest on. a credit card that charges a whopping 27.45% interest :eek: . balance on this is £2450 :(

    Of course you can join! I'll get you a number soon... in the meantime, get paying :) Well done for getting yourself sorted.
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Woohoo, it's Friday. Plus it's payday on Monday!
  • Mat_Lock
    Mat_Lock Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    amr547 wrote: »
    Woohoo, it's Friday. Plus it's payday today/QUOTE]

    :j:j:j

    Haven't updated in a while so hope everyone is alright? 9 weeks to go until baby arrives :eek::eek:

    Lounge is complete in the new home now, got the curtains and rail up (badly due to seriously hard concrete) and painted the final coat on that wall too.

    Nursery still needs to be done but OH's Dad will be helping out with that so we should be ready for when baby arrives.

    Happy debt paying guys :)
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