Pay ALL your debt off by Xmas 2015!

mrskingandthescarecrow

Hi Everyone, final update from me for July. Managed to make a few more payments so I am now at:

#141 - £18,662.08/25k (74.6%)

Dizzy_Imp

Morning everyone! Hope you're all good - sounds like we've all been busy and some exciting times to look forward to.

Hi to all the newbies:wave: welcome aboard this great thread.

Just working out what I've paid since my last post and I'll edit to update.

OK - just a small amount of £100.31, to various cards, but it's a good day today (hubby's payday, Tiny's first birthday :bdaycake: and my parents arrived yesterday for a short visit to help celebrate). Feeling good...

#85 £18,721.89/£25,000 = 74.8%

Pidge_jen

Another car payment and final update for July - updated totals in signature. Have saved a decent amount for our holiday too, hoping to bring some back to throw at the debt. Only 1 assignment result left then my degree will be completely finished :j been a long two years juggling work and this but it's all been worth it :T
Happy debt busting!

amr547

bit mardy today.

1. virgin media is going up
2. vodafone won't give me a better deal
3. OH said we HAVE to have sky sports when footie season starts. that adds an extra £20-30 to our bill!!!!!
4. just general moan-ness! i want to reduce my bills and expenditure not bloody increase it
5. still 3 days until i'm on annual leave:mad:
6. it's cold.......i refuse to put my heating on until october....
7. someone tell me to stop moaning:rotfl:

all very trivial i know but :mad:

bogbrsh250

Hi Pablo my totals are wrong on the total sheet for everyone. #151 1505/4180

twiggy86

#49 checking in as managed to pay a bit more off my debt...

£4,574.35/£5,000

engineer_amy

Afternoon all!


number 180 checking in with a payment of £432 made off the MBNA card.


I have decided to abandon my previous plan of building up the card balance in my savings account and paying it off in December as I cant trust myself not to spend it, too many temptations, so at least if I pay it off the card directly each month I wont be tempted to spend it.


Yes I may forego a few pennies of earned interest, but its better than not being able to pay off the card! Im just not disciplined enough yet.

Windofchange

Hey all. Bit of a mixed past month for me. Was feeling quite plush end of last month, but how a few weeks can change things. Holiday ended up being a bit more pricey than expected, and have had to fork out for a few things on the cards temporarily - got knocked off my motorbike a few weeks back, and whilst his insurance look likely to pick up the tab, there have been a few unexpected expenses hiring vehicles etc etc off the back of this. Anyway, I have just put £1700 onto the credit cards to ease things, but due to the expenses, the overall total is only a little over a grand off my stated amount. Little disappointed, but still, it is a grand closer to being debt free.

The finishing line is in sight. All that is left is the 2.2k or so on the BoS credit card which is 0% until sometime back end of 2016. I could just let it play out, but I want to be debt free damn it. I was hoping to have it sorted by the end of September so I could save for three months to xmas, but not sure that this is possible now. The plus side is that if I do get an insurance pay out from my crash then this could well clear the whole lot and some. Fingers crossed.

For now:

Number 30 - £5757 / £7957 - percentage in my signature. Nearly 75% of the way there!

Rachiedabbler70

Windofchange wrote: »

Hey all. Bit of a mixed past month for me. Was feeling quite plush end of last month, but how a few weeks can change things. Holiday ended up being a bit more pricey than expected, and have had to fork out for a few things on the cards temporarily - got knocked off my motorbike a few weeks back, and whilst his insurance look likely to pick up the tab, there have been a few unexpected expenses hiring vehicles etc etc off the back of this. Anyway, I have just put £1700 onto the credit cards to ease things, but due to the expenses, the overall total is only a little over a grand off my stated amount. Little disappointed, but still, it is a grand closer to being debt free.

Sorry to hear about the accident - hope you are OK.

Pablosammy - thanks for keeping the thread going :A and hope you have a better month ahead.

Last update from me this month:

#058: £7,728.10/ £10,400 (74.31%)

Keep going everyone and well done to those who have completed their journey.:cool:

Aphidgirl

Payday today at last :j

It's been a very frugal couple of weeks after running out of money half way through July, but I no longer have any credit card debt and no overdraft now either to be tempted by so I can only stay in credit now

The next debt I'm tackling is the tax credits overpayment. I still owe around £400 from last year plus they're going to add another £400 to pay this year. I'll give them a ring next week and try and get this all paid off in the next 2 months. Then it's on to the final debt - a bank loan with about £800 remaining.

Getting there but very impatient as well - wanna be debt free now! :rotfl: