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Pay ALL your debt off by Xmas 2015!

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  • elleJay42
    elleJay42 Posts: 165 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Meh! Out of the blue our flatmates have decided to move out so now I have to find a flat deposit and our rent is going to go up... I thought I was going to pay off my CC by the middle of August and now it's looking like early October. Changing my spreadsheet it now looks like I'll not be debt free this year (when it was supposed to be October).


    I know I'm just being a drama queen and I'm going to change tactic and start trying to sell things but it just knocks you for six! I promise I'll be a lot more positive next week.


    Just a small £50 towards the CC today:


    #050 £2467 / £4544 (54.3%)



    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase! :D
    Wedding Fund £2550 / £5000
  • bogbrsh250
    bogbrsh250 Posts: 68 Forumite
    #151 1195/4180
    Debt free in 2016. /£2935
    #151 745/4180 here's to being debt free in 2015 :mad::xmassign:
    emergency fund #110 £220/£1000:(:eek:[/
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Goodness me, definitely need pay day to hurry up, haven't got much left....
  • kirstydriver
    kirstydriver Posts: 549 Forumite
    amr547 wrote: »
    Goodness me, definitely need pay day to hurry up, haven't got much left....

    But you are doing great with your deposit!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    But you are doing great with your deposit!

    Thanks :o everything seems to be going up faster than I can save though! :(
  • Lots of bills have been paid, so my updated totals are,

    #055 £3404.44/£10,000

    I've been really struggling this month, although my debt total is going down, i'm back to paying minimum totals as i've got a lot going on at the moment. I go between thinking sod it, let's have a blow out, to really wanting to debt free :cool:. Thankfully really wanting to be debt free is winning.
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
  • Hello everyone, me again.

    Its payday so I've done another small transfer until I can budget for the month.

    £57.44 over-payment to Loan 2 today.

    This brings my current total to - £928.55

    Wow go me, nearly at the £1,000 mark.

    Well done everyone else, really good work here.

    MrCF

    Another day, another payment!

    Loan 1 of £307.41 came out on Friday so that brings my total to

    £1,235.96

    It feels great to get over that £1,000 barrier.

    Well done so far everyone.

    MrCF
    Saving for that dream holiday
  • bogbrsh250
    bogbrsh250 Posts: 68 Forumite
    Borrowing £200 off my farther to pay off 2 debts early and hopefully cancel out over £100 of interest but paying it back within 2 weeks. Will update on Tuesday with another payment. Hoping this will give me the extra boost of motivation I need to drop my figures
    Debt free in 2016. /£2935
    #151 745/4180 here's to being debt free in 2015 :mad::xmassign:
    emergency fund #110 £220/£1000:(:eek:[/
  • astrid35
    astrid35 Posts: 100 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    #5 £3190.88/£4405.82 (72.4%)
    DFBXmas2015 #5 £4405.82/£4405.82 (100%) :j
    Emergency Fund Challenge #89 £1000/£1000 (100%)
    :j
  • Hi - is there anyway that I can join the challenge?

    I have a loan that I borrowed off my dad many years ago that I really want to have paid up by end of the year.

    I already pay him a large amount of money each month but I am hoping to make as many extra payments as possible.

    The total amount I owe him as of today is £8,518.98 :cry:. I do pay him interest so by paying extra I am hoping to knock approx. 9 months off.....

    Thanks for letting me join
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