Pay ALL your debt off by Xmas 2015!

jwil

dktreesea wrote: »

Paid off another £500, but still not on target for my goal of paying it all off this year. I'm probably going to take a leaf out of jwil's book and pay it off £5 to £10 a day. At least that way I'll feel it gradually going down each day and be a bit more motivated...


122 £3785.08/£30,113 12.57%


I suppose I did it this way to make sure I was only paying it off when I knew the amounts to come out in the next couple of weeks were already covered.


Oh well, at least it's progress!

dktreesea wrote: »

I know you only update this thread now and then, but I have found your diary really inspiring. Now I am realising paying off a little bit each day (I, like you, also have little bits of income coming in throughout the week), even if all I can manage is £2 will keep everything on the move and in the right direction. So thanks for the inspiration.

Aww thanks dktreesea Well done on the payments!

PartyPoison

#156 checking in.

No payments since my last update. However, I have started getting really fed up with my debt, its really been getting me down these last few days as it feels Im going nowhere. My other half has noticed my mood changes and after we talked, a lot, she is going to lend me the £6k I need to get out of debt (well, with companies that charge interest anyway) and only owe her money. She has said I can pay it off at £750 a month so it leaves me on track and not worrying about interest payments. I told her I wanted to pay something because as good as it feels to be able to be "debt free" I feel awful taking the money off her, so she agreed I pay her gym fees (£38 a month) which is far far far less than any other loan!

I will update my signature to reflect the changes once it all goes through and wont count the payments to my 2 remaining debts in the monthly total as I still have the debt. But I feel rather upbeat for the first time in a long time.

Dizzy_Imp

#85 also checking in with a payment of £250 to the credit card.

New total = #85 £7074.65/£25,000 (28.29% paid)

chocoholicqueen

My loan payment has come out and i've done a small bank skim, bringing my total to

#055 £1865.10/£10,000[

I've decided to start a debt free diary, in the hope that i can stay motivated, i love reading other peoples 'journeys'. Not sure how interesting it will be but as long as it keeps me on the right path, then i will continue to do it.

bogbrsh250

Hey guys, a small payment today because it's my birthday and feel like a pint is needed with the time I've been having in work latly but have an on the job evaluation on Wednesday for mcdonalds that's full time. It's not the most glam place to be working at but if it pays the bills it's not all bad

#151 305/4080 7.47%

Dizzy_Imp

:bdaycake:

Happy birthday Bogbrsh x

Fmess

Evening all,


Glad to see lots of payments have been made this last week Another £36 for me, so that should be...


#017 £2403/£4842 49.6%

minicooper272

Hi guys, hope you're all keeping well. I thought I'd swing by to see how you're all doing, glad to see some good debt payments!

I am in the process of trying to bring life back to some form of routine and swinging between thinking "I must get life together again" and thinking "what difference will it make anyway". I have managed to keep on top of my finances, but not as well as I would have, although I know it's not the most important thing for us right now. However, I know I am still ahead of target, and hope to get my head back around my balances and spreadsheet soon.

I mostly popped up after spotting a few people mentioning quidco - a few years ago, I found out quidco have a toolbar you can install so it notifies you when you are on a site that offers cash back. It is very useful, although I personally prefer topcashback, as they offer a slightly better rate for the places I shop, and I found the toolbar interfered with tcb tracking (even though I wasn't requesting cash back through quidco either).

amr547

minicooper272 wrote: »

Hi guys, hope you're all keeping well. I thought I'd swing by to see how you're all doing, glad to see some good debt payments!

I am in the process of trying to bring life back to some form of routine and swinging between thinking "I must get life together again" and thinking "what difference will it make anyway". I have managed to keep on top of my finances, but not as well as I would have, although I know it's not the most important thing for us right now. However, I know I am still ahead of target, and hope to get my head back around my balances and spreadsheet soon.

I mostly popped up after spotting a few people mentioning quidco - a few years ago, I found out quidco have a toolbar you can install so it notifies you when you are on a site that offers cash back. It is very useful, although I personally prefer topcashback, as they offer a slightly better rate for the places I shop, and I found the toolbar interfered with tcb tracking (even though I wasn't requesting cash back through quidco either).

Glad to hear you are doing ok mc xx

amr547

That awful moment when you realise your mot nd service is due at the end of next month! Nooooo. I think this upcoming month is gonna be a no spend month! Need new tyres and brake pads too!