Pay ALL your debt off by Xmas 2015!

LadyEB

Morning everybody!

Been laying low with some weird flu bug but will drag myself to the bank today to pay some ebay cash off one of the cards. It's only £20 and the interest this month is £26 :mad: can't get accepted for any more 0% deals so just got to hack away at it.

Just discovered topcashback site which is a revelation, although it's making me want to buy things just to get the cash back....I don't think that's the point is it!

Thanks for all the posts, it's a really active challenge and so helpful to read your successes and set backs.

Kittycat1981

LadyEB wrote: »

Just discovered topcashback site which is a revelation, although it's making me want to buy things just to get the cash back....I don't think that's the point is it!

.

I have used topcashback but i much prefer quidco. I started using it in January and ive already got £85 cash back- through no extra spending.

I needed new home insurance (renewal time) so i did my quote on quidco through their comparison site and got £24 cash back (policy was £101 for buildings and contents for a full year)

I always check on quidco before doing my online shopping- ive earnt cash back from groceries i was already buying.

I got £7.50 back from EE for activating a free paygo sim card (which i needed when my teenage son lost his phone :mad:)

I have my hubby and teenagers using my quidco account- for example my son bought some trainers online from sports direct- i got the cash back and also a £5 voucher in store for doing click and collect)

I will be using quidco when switching energy suppliers in a few weeks time and also when i renew my car insurance. Ka-Ching.

It all adds up without breaking the bank. :j

chocoholicqueen

I also love quidco, in the 3 years I've been using it I've received £560 in cash back :j just by buying the things I normally would. I've also received £280 form tcb but that was mainly for when they had their bingo deals on.

tracy6697

Just had a £25 DD go out to one of my credit cards so my new total is:

#10 £1425 / £3000

DorsetGirl_2

Morning all.

I wonder if I could join your crew? I have some debt I need to shift, hopefully by September, but definitely by Christmas.

The total amount is £2461.30. I am hoping a thread like this will keep me motivated enough to make it disappear

elleJay42

Good morning!


Just a small payment of £37 this week to my brother. On track to pay him off completely at the end of the month then I can really start to snowball my real debts!


#050 £1237 / £4544 (27.2%)


Have a great weekend everyone! :beer:

rubywhatashmoo

I've been putting off posting here while I decided what to do about my debts and now I think I finally have! I'm not going to worry about my kitchen loan - it's 0% interest and finishes next April but I think even if I won the lottery I wouldn't bother overpaying it as the monthly payments are low and it's not costing me anything! So I'm changing my totals slightly to cover my last real debt - my HSBC CC and add on the money for our holiday for next year (Florida for 2 weeks, not MSE at all I'm afraid ). I've not made any extra small payments through the month for the last couple of months - I've been overpaying by a big chunk on payday but the balance doesn't seem to shift when it's only updating on a monthly basis so my aim now is to make more small overpayments again so I feel like I'm actually getting somewhere

So pablo can you please update my numbers on the front page to:

#057: £3664 / £8064 45.4%

Pepperoni

#44 here, £450 paid so far.

Money_Muppet

Morning,

I'm in the process of moving job at the moment. It's within the same company, but means changing shifts etc. This means I don't really know what money I'll be getting and when. So, I have sold some shares to help smooth the transition. With the money raised I've filled out my budget in YNAB so whatever I get paid will be a bonus basically. After doing this YNAB has let me pay; £997.49 which brings my total to;

#75 £3674.89/£18624.98

This just gets me under the £15k mark. Quite pleased! :j

BodieGirl

Quick update

Another £40 paid off . . .

#72 £1010 / 2733