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Pay ALL your debt off by Xmas 2015!

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Comments

  • Dizzy_Imp wrote: »
    Sending virtual hugs Lottie - sorry you're having a rough time :( Hang in there xxx

    Thanks DizzyImp - much appreciated! You're all blinkin' stars on here! :A

    L. xx
    DFW: DFWXMAS2018 #113 £2,968.08/ £12,859.08 23%
    ([STRIKE]Barclaycard £876.08[/STRIKE]/ [STRIKE]Mum £345[/STRIKE] / Sofa £1231 / [STRIKE]TV £572[/STRIKE] / House Account £2480 / OH £3700 / [STRIKE]Folks £1175[/STRIKE])
  • PiggyBankShaker
    PiggyBankShaker Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #19 here. £6,941.50

    £222.50 paid and another £45 being paid in a few days, so March total stands at £267.

    Total debt repaid 2015 = £7208.50 / £12,334 = 58.4% paid

    Thanks
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • AnnaLMLH
    AnnaLMLH Posts: 207 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    #143 £850 paid in so far for march taking me to
    £3161/£6600 47.89%
    DFBXMAS15 £6600/£6600 100% #143

  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    AnnaLMLH wrote: »
    #143 £850 paid in so far for march taking me to
    £3161/£6600 47.89%

    Nearly at 50% paid!!! :j

    Updates for me today - sofa payment of £41.08 and payment to B/C of £140.00. Updating signature now.
  • Kittycat1981
    Kittycat1981 Posts: 168 Forumite
    Just checked my account as I had a bad feeling I'd done the same and yes both credit cards late payment charge - absolute sh**ter! :( One is Halifax's 0% card so now going to have to see if I've screwed up the interest rate. Definitely need to get to the new house this Friday to see if HMRC have posted my UTR - then I can FINALLY get my payment from MCR Uni that'll wipe these cards out!

    Seems like my low-day is going to be today. I feel like I'm in such a hole with no sign of light to aid me clambering out! The wages just never stretch and I had an unsuccessful interview last week for a 2nd part-time job, with no reply from another application.

    Definitely feeling it today - sorry for the downer folks. :(

    L. xx

    Virtual hugs sent in your direction x x Sorry to hear about your interview. Fingers crossed halifax keep you at 0% x

    When Im down about debt i have to remind myself that the light is at the end of the tunnel, it may be a pin !!!!! but its there and i am much closer to it then i was before my LBM. Each month the pin !!!!! will get bigger x x
    Finally dealing with debt: 01.01.2015 -£10,562.:(
    01.02.15-£8820 01.03.15-£8066 01.04.15 £7036 01.05.2015- 6128 01.06.15 £4957

    Pay ALL your debt off by Xmas 2015! #59- £5605/[STRIKE]£10,562[/STRIKE] 53%
    2015: Sell £1000 #69 £510.97/1000
    Virtual sealed pot challenge #24 £32.19/£300
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    big hugs to all those that need one xx
  • blubella
    blubella Posts: 581 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    #101 update £126 paid towards CC £720/2000...i think i'm going to get under my 17k debt this month :j
    #4 DFBXMAS24 - £2,322.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    Hi everyone,

    Just popping on with my monthly update now that the DD has gone out.

    #23 £900/£3000 30% - on track to have this gone by Winter :)
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Did some more extra work today so I made another £50 payment :)


    Total is now;


    #017 £1748.55/£4842 36%
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Guys this is all FAB news! What a great splurge of posts to read to get me outta the hum-drums! :D

    PiggyBank, Anna and Dizzy - can't believe you're smashing the 50% marks! :T

    Bluebella - very excited for you getting under your target soon - and decided that's a brilliant way of looking at my debt. If I can shave amounts off here and there then I can look to getting UNDER a certain amount (instead of focusing solely on being at £0) so thanks for that great outlook!

    High Fives for Jonesy and Fmess for getting to your 30% areas - great news and I can't wait to be there too!

    KittyCat and amr - super, super appreciate the support and shooting it right back (why is there no hug smilie I mean c'mon?!)

    LET'S DO THIS *grits teeth* GRRRR!! :rotfl:

    L. xx


    PS: Put all my expenses claims in and even chased a £19 train ticket that's outstanding from a conference I did in early January - you guys keep me motivated to just deal with my admin that amounts to money for the cause!
    DFW: DFWXMAS2018 #113 £2,968.08/ £12,859.08 23%
    ([STRIKE]Barclaycard £876.08[/STRIKE]/ [STRIKE]Mum £345[/STRIKE] / Sofa £1231 / [STRIKE]TV £572[/STRIKE] / House Account £2480 / OH £3700 / [STRIKE]Folks £1175[/STRIKE])
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