Pay ALL your debt off by Xmas 2015!

amr547

Lottie_Clark wrote: »

Yes amr547! Paying it monthly or quarterly always works out more expensive over the year - and now it's paid it's done for 12 months! Look at it this way - you've paid it off in one lump but if you divided that it works out at £26.66/month - so that's only a small dent into your month even though you've done it all in one hit!

Martin would be proud! :money:

L. xx

Yes, true That's how I was looking at it :rotfl: apparently it'd have cost nearly £100 more if I'd opted for monthly instalments :eek:

Lottie_Clark

Fmess wrote: »

I'm feeling down this evening, I just wish this debt was gone. Paid off another £50 so now I'm at


#017 £1698.55/£4842 35%

Sending hugs Fmess! I think we're all feeling a bit low at the moment - maybe it's the post-payday-slump or something! Massive congrats to you at your 35% though! I cannot wait to be there - just by posting you inspire people like me to keep going - we will make it! :j

L. xx

amr547

Fmess wrote: »

I'm feeling down this evening, I just wish this debt was gone. Paid off another £50 so now I'm at


#017 £1698.55/£4842 35%

It's ok, you're dealing with it and you'll be there in no time! :T

Lottie_Clark

amr547 wrote: »

Yes, true That's how I was looking at it :rotfl: apparently it'd have cost nearly £100 more if I'd opted for monthly instalments :eek:

Holy smokes! Good saving!

I know someone whose renewal came up at an extra £200 - he rang them to see if they could reduce it, no go, he left them, then did the comparisons and got the SAME COMPANY with a lower price then he'd been paying initially so re-joined as a new customer. It is bonkers! :rotfl:

L. xx

Pablosammy

Chin up, people! Roll with the punches and keep your eyes on the prize.

Just had to get some scuba kit which I hadn't budgeted for - unfortunately I can't carry on with my training unless I get it. Felt the familiar short-term high, followed by the even more familiar post-purchase guilt. However, I think if I gave up my hobby at the moment, I'd wonder what the point of it all was!

Has anybody got any interesting guilty pleasures or hobbies which keep them amused?

Dizzy_Imp

Please keep posting everyone - you are all awesome inspiration for me! I doubt without this thread that I'd be anywhere as motivated

Pablosammy wrote: »

Has anybody got any interesting guilty pleasures or hobbies which keep them amused?

I am a paper cutter...

Pablosammy

Dizzy_Imp wrote: »

I am a paper cutter...

I didn't know what that was, so I googled it - some amazing stuff!

LadyEB

Fmess wrote: »

I'm feeling down this evening, I just wish this debt was gone. Paid off another £50 so now I'm at


#017 £1698.55/£4842 35%

Newbie LadyEB hugs to all feeling a bit low / overwhelmed.
I'm looking forward to getting off the starting blocks ha ha!

Look at you Fmess with your 35% paid off....one day I'll be at 35%. Thank you for sticking with it and being an inspiration.:T

minmac

I'm so broke! Looking forward to payday Friday! Best make my payment list

amr547

I don't do anything but three rabbits keep me occupied.... The pets that is.:eek: