Pay ALL your debt off by Xmas 2015!

Dizzy_Imp

Angela84 wrote: »

#137
Just made my second payment online, the feeling of excitement mixed with nerves! I will not dip into it again, must be determined! I want to be debt free by xmas, start 2016 on a brilliant note.

£1250/£6250 20%!

Wow Angela - 20% !!!!! Well done :T

ali_bf

Woke up to some excellent news this morning! I complained to Barclays regarding packaged bank fees 2 weeks ago, not expecting anything. Lo and behold, they've credited my account with £4126 this morning! Gobsmacked! So afer weeks of worrying how I seemed to be getting nowhere with this debt, I'm gladly updating my debt total after allocating it all to my debt! Absolutely over the moon!

happybunny86

I'm officially debt free as of an hour ago!!

Pablosammy

sirloyneofcowes wrote: »

Am I too late to join this challenge? My current debt to clear is in my signature

Of course not! It's never too late, welcome to the thread - you're number 158.

happybunny86 wrote: »

I'm officially debt free as of an hour ago!!

What what whaaaaaaaat?! Congratulations!!!

:T:beer::j:T:beer::j:T:beer::j

:T:beer::j:T:beer::j:T:beer::j

SpagBol

LadyEB wrote: »

You are doing so well dida80 :T
I've been paying minimums for years thinking i was on top of things just because I could easily pay the minimum amounts off...so wrong!
Someone said on here that the teeny tiny light at the end of the tunnel will get bigger and . How true.
I've paid a bit off so will update the old signature later but will do some Ebaying first.

I really really hate Ebaying. Anyone else find it utterly tedious for little return :think: i must admit I like big easy wins!

Oh same here, and it was fine...until OH lost his job and a massive recession hit the world!! Never again!!

ali_bf wrote: »

Woke up to some excellent news this morning! I complained to Barclays regarding packaged bank fees 2 weeks ago, not expecting anything. Lo and behold, they've credited my account with £4126 this morning! Gobsmacked! So afer weeks of worrying how I seemed to be getting nowhere with this debt, I'm gladly updating my debt total after allocating it all to my debt! Absolutely over the moon!

Wow well done you. I must remind OH to do this for his NW account.

Pablosammy

Self confession time (you lot do have a knack of making me feel guilty... in a good way!).

The last few days I've gone off the rails a bit I'm afraid, due to a bit of a splurge on scuba gear which in all fairness would need buying sooner or later. I think I can still be DFBXmas, but it's going to be a bit tougher than planned - I've probably put myself back by a month or so. I do like to shoot myself in the foot Coming on here has given me a bit of a slap, and I'll be getting back on top of everything... YNAB, new debt total etc on Monday

Well done to everyone on their payments, and an even bigger thanks to the support everyone is giving each other.

astrid35

Welcome sirloyneofcowes!

CONGRATULATIONS happybunny86! :j:T

Pablosammy don't beat yourself up, remember you have to rollllllll with the punches. You'll be back on track in no time.

Another £300 paid off for me so new total is:

#5 1365.05/3850.85 (35.4%)

Mat_Lock

happybunny86 wrote: »

I'm officially debt free as of an hour ago!!

Congratulations and welcome to the DF club !!

sirloyneofcowes

Thank you for the welcome just updated my payments spreadsheet with my number and a reminder to update this forum once I make a payment

mossy

Congrats happybunny!!