The "Save 12k in 2015' Thread!

Sanne

fhm1991 wrote: »

Think this is an excellent idea. And defiantly something I will consider doing.
But can I ask. How do you manage to save so much?
I do a £1 a day
Any eBay/gumtree sales
And cash back already
What extra ways to save so much is there?

I've only been able to save that much relatively recently - a new job was my "answer" to this (since June 2014 I've been on £10k more than in September 2013).

We also don't spend much on "extras" - we don't go to the cinema, clubs and very rarely to pubs. I don't drink alcohol or smoke and OH very, very rarely had a drink. When we go away at weekends we do free activities, e.g. going for walks etc.

Six years ago I was on £13.5k/year and could only dream of saving £12k a year so saved small amounts wherever I could. Every little helps and as someone already said, you've got to find out what works for you.

Glitterbaby

I agree with Sanne - Anyone can be a saver, but its more a mentality than anything else.

Gremo

Hi!

Can I join the challenge please? I am aiming for £10k this year (although hoping that I can manage £12k!).

My husband and I are saving for a deposit to buy our own house, so hopefully this challenge will get us off to a flying start :j

Thanks!

I have now filled out the request form to be added to the spreadsheet

Dot_Common

Hi, I would like to join the challenge as well, please! I have just started using YNAB, and can see some potential areas for saving money, and now that my children are all in school, the childcare bill has dropped a lot - I want to make sure that this saved money doesn't just evaporate over the year.

So my savings target is £12,000, which will be offset against the mortgage.

copperjar

I'd forgotten how addictive this can be. Just rounded up all of my sub budgets (fuel, food, fun money) and made a PAD to the savings. Doing well this month...but then I need to remind myself that it is only 4th Jan!

Mc_Marty

Happy New Year to all the savers out there.

Also a big thank you to SlowlyFading for all the time and effort put into running this challenge.

Please can you put me down for 27k for 2015.

Thank you
Mc_Marty

skyblueshez

Hi, #072 here, please can I be put down for £3,000.


Thankyou!! I'm looking forward to saving!!

slowlyfading

Spreadsheet and front page updated

Gremo

Excellent, I'm looking forward to saving- after pay day!

Thank you for adding me, and thanks for running the challenge slowlyfading!

Good luck with the savings in January everyone

enthusiasticsaver

My first direct debit has gone out to Fidelity Funds today for my new investment portfolio. Only £250 and then I will see what additional amounts I can put in at the end of this month. I will send in the update form after all January payments gone in but excited to be off the starting blocks. Right now for my Monday exercise class. Feeling very virtuous today