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The "Save 12k in 2015' Thread!

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Comments

  • Prudent
    Prudent Posts: 11,645 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well done Jason, that is a great turn around.westie where did you find the other challenges? I would like to have a go at the Christmas one if it isn't too late to join.
  • edinburgher
    edinburgher Posts: 13,935 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks Prudent I should add they took 43 days to close the account even after they had been booted off and the other supplier had taken over, and then they told me they would take up to a further 10 working days to issue the refund!!!

    We switched away from SP and had to chase them every few days for something like 6 *months*! The only way we got the £700 or so that they owed us back was by bombarding their social media presences with complaints and warnings and threatening to go to the ombudsman. We were 3? days away from the date by which the ombudsman would have stepped in when they settled up. Total shower.

    Now with Good Energy, who are lovely, if a bit dearer. Luckily small home improvements like loft insulation and draught exclusion mean that, even though our supplier is dearer, we're still better off overall (and Good Energy appealed to my green side :beer:)
  • Westie983 wrote: »
    Question - As you can see I am participating in a few challenges, I have separated this 12k challenge from the others, but just wondered if I get towards the end of the year can I add anything I have saved in the other challenges!!!

    So what I have saved in £1 and £2 coins can this be added to my 10k target?

    let me know if this is possible :-)
    Hello Westie, this is a very free and easy forum, there are no rules as such. Count how you think you should.

    Personally I don't count my "Pound a day for Christmas" money, nor money in my various car/dentist/household pots as I know they are to be spent at some stage. But if I'd made actual real savings from another challenge, it seems reasonable to count them here. :)
    Save £12k in 2022 thread #7:

    Save £10,000 Jan-May 2022 THEN RETIRE!!
    Final total for (half) year: -£4,000
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Well Done Jason Bourne


    The decision taken----to move from debt to saving is a life changer.


    Debt Free Roll of Honour is my fav thread
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Twiggy_34
    Twiggy_34 Posts: 685 Forumite
    Just submitted my April total of £270. Hope I can repeat (or beat) that figure in May but am not going to get my hopes up just yet!
    £12k in 2019 #084 £3000/£3000
    £2 Savers Club 2019 #18 TOTAL:£394 (2013-2018 = £1542)
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Westie983 wrote: »
    Question - As you can see I am participating in a few challenges, I have separated this 12k challenge from the others, but just wondered if I get towards the end of the year can I add anything I have saved in the other challenges!!!

    So what I have saved in £1 and £2 coins can this be added to my 10k target?

    let me know if this is possible :-)

    There are no fast rules, so if you want to count them, then feel free :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Save_Dosh wrote: »
    I have added £250 to savings, I have updated sig. Hope everyone is well. SlowlyFading, a bit of a silly request really, but if #33 is not being used, and its not too much trouble, could I have it (pretty please). #3 is my lucky number. Thanks.
    Not a problem - done :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    £800 for April.

    18 months ago I was 12 grand in debt, what a turnaround :)
    That's fantastic, well done you :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Spreadsheet updated :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Great news, I keep ploughing on, had a difficult month this month with car repairs and a holiday, will see how it goes :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
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