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Yorkshire & Clydesdale Banks offering £150 for switching

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Comments

  • bolzano
    bolzano Posts: 91 Forumite
    Cashback Cashier
    mrchagle wrote: »
    That's the same switch date as me. I'm also still waiting .. I keep checking my mobile banking app 10 times a day!! ��

    Glad it's not just me! Switch 17th Dec, 1k 18th Dec. Going to celebrate the eventual bonus as if I scored a world cup winning goal!
  • Looking at setting this up as a first joint account witht the hubby for bills etc. technically we don't have an account we can ditch although I have a very old halifax I can close but we only use that for food shopping money. Do you think it would work? Between us we can easily pay £1k in and I'd move most of the joint direct debits. Thanks
  • starM
    starM Posts: 1,464 Forumite
    Looking at setting this up as a first joint account witht the hubby for bills etc. technically we don't have an account we can ditch although I have a very old halifax I can close but we only use that for food shopping money. Do you think it would work? Between us we can easily pay £1k in and I'd move most of the joint direct debits. Thanks

    Yes it should be ok. It can be any current account which is part of 7 days switch service.
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 22 January 2015 at 6:39PM
    starM wrote: »
    Yes it should be ok. It can be any current account which is part of 7 days switch service.

    But you can't switch from a sole to a joint, or from a joint to a sole account.
  • Anon
    Anon Posts: 14,562 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 22 January 2015 at 9:46AM
    My switching pack finally turned up today :). Nearly two months since account opening, three follow up phone calls and the last one, two weeks ago, after being transferred multiple times I was told it will be here the next day or the day after as it was being sent recorded delivery personally by the manager. Letter dated 20th arrived today. Their systems are shocking.

    When I say I have received the switching pack, I have received one copy of the paperwork (letter refers to two and I should keep the second, there is only one!) and I should return the completed form in the enclosed envelope - no envelope is enclosed. As all the forms are blank templates, why can't they include them on their website for you to print off !!!!!! :mad:. I am going to photocopy them and see about opening a few more accounts - send the forms back before the pack is even received, that should mess with their heads ;)! I may even print to PDF and put online for other poor souls dealing with this system :A.

    Run a bank and my bank account? I wouldn't trust them to run a bath!
  • MARTYM8`
    MARTYM8` Posts: 1,212 Forumite
    Eighth Anniversary 1,000 Posts
    edited 22 January 2015 at 4:12AM
    Archi_Bald wrote: »
    But you can switch from a sole to a joint, or from a joint to a sole account.

    Personally I would recommend a joint before you start the application process with Yorkshire or Clydesdale as Anon's post above demonstrates!

    And then when its all done you wait and wait and wait for the £150 - no system or logic as to when you get it based on switching date or £1,000 credit date. Its probably the hardest £150 I will ever earn

    I also love their payment descriptions - when I make a payment to another account its described on line as 'Immediate TB'. Luckily I have had my BCG vaccination!
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    I saw they do TBs. Not figured out yet what it stands for - anyone?
  • colsten wrote: »
    I saw they do TBs. Not figured out yet what it stands for - anyone?

    The closest I can find that TB stands for is Telephone Banking. :undecided
    You will only fail to learn if you do not learn from failing.

    Save 2015 - #097 £600/£7000
    CC Outstanding #1: £2544 02/2017 #2: £398 09/2015 #3: £363 08/2015
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Terrible Bank?
    Terrific Bank?

    No idea.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 22 January 2015 at 11:26AM
    They were one of the last adopters of internet banking, but had telephone banking long before that, so it could be Telephone Banking.

    However, if I was guessing (and bearing in mind they like to live in the past), I'd go for "Transfer (by) BACS".

    But then again, TB is preceded by the word "immediate" on the statement...and BACS was never immediate!
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