Yorkshire & Clydesdale Banks offering £150 for switching

gettingtheresometime

karlie88 wrote: »

Did you transfer your actual 'main' current account? :eek::o

As the others have ODs and I would only get a basic account then yeap it was my main account (well if CB wants to give me £150 to help me pay off the other OD who am I to argue??)

Well I set up the payees - in fairness it didn't take that long but still ! - and tried the mobile app

What a fiasco !

Tried to make a payment and it got rejected so I've rung them up and they are saying that they can see a payment got rejected but they are saying it was a payment with (say) ref barclaycard X when I know it was with a reference barclaycard y.

I can make a payment to the account with the reference barclaycard y no problem.

So can anyone shed some light on why this would happen .....CS can't??

System

They are (almost certainly) both Yorkshire Bank branded.

Unless you're based in Scotland, I don't think there would be any difference other than the branding and stuff being blue rather than red.

anoncol wrote: »

Both of mine are 05-00-22. I'll see if i've open the account you can have two of or not. Might have !!!!!!ed up here, through their incompentence.

Money_Muppet

After applying to switch my account on the 26th November, my account is finally open. It has been an absolute sham from start to finish. I'm on about 15 phone calls so far, with different advisers giving contradictory advise. I opened a complaint at the end of December that is still ongoing. Then today I tried to transfer some money in and out, and it turns out I need a 'security token'. Called up to make the transfer by phone and was told the sort code of my other account (TSB) doesn't exist so they couldn't do a transfer to them (even though I had already sent a payment to them of £10 as a test). I was then told I called and set up another payee on the 16th Jan (I hadn't) Advisor got snotty when I said that wasn't me, I suggested maybe it was the switching service setting up payees from my switched account, which turned out to be correct. No apology.

Got to say that for me they have been a shambles. Nobody seems to know what's going on, and some of their systems are a decade out of date. Suffice to say, I won't be using them as a main account.

keiran

Do forumites have any view as to whether there would be any detrimental reaction from Yorks Bank when it gets current account switches which have a few pounds in them and no D/Ds, SOs and bill payees?

anon_ymous

Just wondering if I'd get say... £300 by getting both a Yorkshire bank AND a Clydesdale bank or do they count as one??

And can you fund £1000 by moving money from YB to CB, or do they also count as one?

Ed-1

waqasahmed wrote: »

Just wondering if I'd get say... £300 by getting both a Yorkshire bank AND a Clydesdale bank or do they count as one??

And can you fund £1000 by moving money from YB to CB, or do they also count as one?

Read back through this thread and read the terms and conditions of the switching offer. YB and CB are under the same umbrella but there should be no need to use both brands.

anon_ymous

keiran wrote: »

Running out of accounts to switch from....

Which banks offer to open new current accounts, easily, quickly and straightforwardly?

I have searched on these boards but the answer is hard to find...

Thanks in advance for any information

I opened one Ulster bank and one Halifax Easy Cash. Intend to close both of them

anon_ymous

Ed-1 wrote: »

Read back through this thread and read the terms and conditions of the switching offer. YB and CB are under the same umbrella but there should be no need to use both brands.

Had a look through and it did answer my first question, though I was more getting at if say

I transferred £1000 in every month from YB and then back to CB, would I still get my 2% AER (I know there's better places to put your money, but you can...run out of places where to put your money )

anon_ymous

keiran wrote: »

Do forumites have any view as to whether there would be any detrimental reaction from Yorks Bank when it gets current account switches which have a few pounds in them and no D/Ds, SOs and bill payees?

Can't see why there should be. Im switching accounts that have absolutely zero money in them

I think I did that once with 1st Direct.

Ed-1

waqasahmed wrote: »

Had a look through and it did answer my first question, though I was more getting at if say

I transferred £1000 in every month from YB and then back to CB, would I still get my 2% AER (I know there's better places to put your money, but you can...run out of places where to put your money )

Unless tried and tested to prove otherwise, it's best to assume that payments between banks under the same umbrella count as internal transfers (they do with Lloyds, Halifax and BOS).

Anyone got an account with both Co-op and Smile and sent a payment between them? Shown as an internal transfer?