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Yorkshire & Clydesdale Banks offering £150 for switching

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Comments

  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    I've applied in branch about 10 days ago and now have:

    my debit card, internet/mobile banking setup and now received a device apparently needed for sending Faster Payments over £300 online which looks like the HSBC / M&S Bank secure key device.

    All reasonably smooth so far and logged into my old bank this evening for a message saying that 'I'm switching out'...
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • I have just fleeced the Coop for £100 which was paid yesterday.

    If I move to Yorkshire Bank now would Coop take back the £100 as it was only paid yesterday.

    Anyone know of a minimum term? Can't see any but thought I'd check here in case anyone knows
  • System
    System Posts: 178,353 Community Admin
    10,000 Posts Photogenic Name Dropper
    No restrictions once you have the goodies in your possession.
    I have just fleeced the Coop for £100 which was paid yesterday.

    If I move to Yorkshire Bank now would Coop take back the £100 as it was only paid yesterday.

    Anyone know of a minimum term? Can't see any but thought I'd check here in case anyone knows
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KobKab wrote: »
    Can I do the switch, and for example, pay in £100 and withdraw it, ten times over, to get the bouns, or does it have to be in one transaction and stay in there to claim the bonus
    leeroy2009 wrote: »
    ...
    2. To qualify, you must:
    [FONT=Cambria,Cambria][FONT=Cambria,Cambria]...[/FONT][/FONT]
    [FONT=Cambria,Cambria][FONT=Cambria,Cambria](b) [/FONT][/FONT]credit your account with at least £1000 in a single payment within 31 calendar days following your switch completion date, ...

    dunno.gif..........................
  • derrick
    derrick Posts: 7,424 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 December 2014 at 1:51PM
    KobKab wrote: »
    Thats from the YB one, CB say


    Both the same now, have been for about a week, I was also informed verbally that if you have over £1000.00 in the switching account this counts for the £1000.00 deposit for the incentive, although that I cannot find in print, but it does say,"Balance transfers from your old account as part of the switch and internal transfers from any other Clydesdale Bank or Yorkshire Bank accounts are not included. (Either in your sole name or jointly with someone else.)"

    Switch offer | Yorkshire Bank

    Switch offer | Clydesdale Bank

    .
    Don`t steal - the Government doesn`t like the competition


  • bsms1147
    bsms1147 Posts: 2,276 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 5 December 2014 at 1:53PM
    grumbler wrote: »
    dunno.gif..........................
    While it does say that, it also says
    '(i) this does not include any balance transferred as part of your full switch;'

    While applying to Yorkshire they explained the T&Cs had changed within the previous 24 hours (~10 days ago) so that the £1000 does include balance transferred over, and I'm relatively sure they said it could be comprised of multiple smaller payments totaling £1000. I'll have a look at the hard copy they sent me when I get home to see if they state that. I know this has been discussed here previously so the T&Cs look simply out of date.

    If so the £100 in and out 10 times would work, though would be a bit of a ballache. Faster payments would likely be easier.
  • Ken68
    Ken68 Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts Energy Saving Champion Home Insurance Hacker!
    Have a Yorkshire sort code (05=00=22) and account number, need to send off one more form.
  • Hazzanet
    Hazzanet Posts: 1,724 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I guess everyone who applied over the phone will get the 05-00-22 code - seems to be a centralised code for distance/direct accounts.

    YB.JPG
    4358
  • starM
    starM Posts: 1,464 Forumite
    Anyone tried opening up another account e.g Clydesdale after opening Yorkshire account? What was their response? Was it straightforward as 1st account

    Opened up Yorkshire CA Direct will be ringing up tomorrow to apply for Clydesdale Readycash.

    MS
  • starM wrote: »
    Anyone tried opening up another account e.g Clydesdale after opening Yorkshire account? What was their response? Was it straightforward as 1st account

    Opened up Yorkshire CA Direct will be ringing up tomorrow to apply for Clydesdale Readycash.

    MS

    Do you mean in regards to getting another incentive, or just in general opening a second account? If the latter, I'd presume it's even more straight forward than the first application.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
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