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Yorkshire & Clydesdale Banks offering £150 for switching

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Comments

  • derrick
    derrick Posts: 7,424 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Youre right about the uncertainty but I've now been told POSITIVELY by three advisers that it is being extended - last one was last night when I was enquiring about the stautus of my switches.

    Think there will be a bit of a fuss if they do pull it, but -havent checked -but I'm pretty sure it will say they can pull it without notice.



    Yes they do, from the T&C's for YB, CB are same:-

    5. We may withdraw this offer at any time. If we do withdraw the offer, you won't qualify for the payment unless you have signed the Current Account Switch Agreement before the offer is withdrawn.

    .
    Don`t steal - the Government doesn`t like the competition


  • phil7445
    phil7445 Posts: 485 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I hope the greedy people who are trying to get multiple £150s haven't ruined it for the rest of us!!
  • fuzzgun19
    fuzzgun19 Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts
    It was due to finish tomorrow anyway.

    I'm surprised it wasn't pulled ages ago.
    I Hate Jobsworths!!!
  • cheexy
    cheexy Posts: 472 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    phil7445 wrote: »
    I hope the greedy people who are trying to get multiple £150s haven't ruined it for the rest of us!!

    I am not sure what you mean by "greedy people" as it is no one's fault if you were late to the party. A lot of those "greedy people" you have mentioned have given countless of people here (including me) a lot of useful advice and I thank everyone for their contribution so far. If the offer is extended, better for everyone. If not, better luck next time and keep your ear to the ground!!!!
    £47605.33 outstanding in C.C (£8000 Interest free till January 2025)
  • fuzzgun19
    fuzzgun19 Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts
    cheexy wrote: »
    I am not sure what you mean by "greedy people" as it is no one's fault if you were late to the party. A lot of those "greedy people" you have mentioned have given countless of people here (including me) a lot of useful advice and I thank everyone for their contribution so far. If the offer is extended, better for everyone. If not, better luck next time and keep your ear to the ground!!!!
    Not for me :( I called today for another and spoke to a lovely assistant who accepted my reason and started the application, but was stopped and she said it's telling her they can't offer me any more accounts.

    Assume there must be an X note on my account.
    I Hate Jobsworths!!!
  • cheexy
    cheexy Posts: 472 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    fuzzgun19 wrote: »
    Not for me :( I called today for another and spoke to a lovely assistant who accepted my reason and started the application, but was stopped and she said it's telling her they can't offer me any more accounts.

    Assume there must be an X note on my account.

    Hahahaha... I can imagine a lot of people here have big bright red X's on their accounts. Oh well...you tried :rotfl: :rotfl::rotfl:
    £47605.33 outstanding in C.C (£8000 Interest free till January 2025)
  • Ken68
    Ken68 Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts Energy Saving Champion Home Insurance Hacker!
    If the Terms and Conditions allow, whether money or groceries, and if you have the cash...fill your boots.
  • anotheruser
    anotheruser Posts: 3,485 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    edited 27 February 2015 at 6:02PM
    As my promised paperwork to sign etc hadn't arrived today I was concerned about signing by the 28th but I was told the account is technically open from the date of my phone application a week ago so I am within the qualifying period and incentive award as long as I return the paperwork signed even if after the 28th. Hope that's right!
    I was told that too when I called up and they subsequently telephoned me back the day before yesterday.

    cheexy wrote: »
    I am not sure what you mean by "greedy people" as it is no one's fault if you were late to the party. A lot of those "greedy people" you have mentioned have given countless of people here (including me) a lot of useful advice and I thank everyone for their contribution so far. If the offer is extended, better for everyone. If not, better luck next time and keep your ear to the ground!!!!
    While I see your point, you can't say those who have clearly taken advantage of the offer aren't just plain old greedy...
    While the bank has done wrong by specifying that only X number of accounts can be opened to make use of the incentive, those who have opened more than one account are those that need everything spelling out for them - the same bunch of people who "have had an accident at work and are due compensation" because somebody didn't tell them to read the sign that said wet floor or whatever.

    Yes, you can argue that they met the terms of the offer by switching another account, but if you honestly think that it's completely "guilt-free" fine for some people to rape YB/CB of the offer, then they should think again, in my opinion.
  • Doc_N
    Doc_N Posts: 8,553 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    phil7445 wrote: »
    I hope the greedy people who are trying to get multiple £150s haven't ruined it for the rest of us!!

    You use the words 'greedy' and 'ruined' - is it just me, or do those words spring primarily to mind in connection with banks, rather than people simply doing what banks do in relying on terms and conditions?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    phil7445 wrote: »
    I hope the greedy people who are trying to get multiple £150s haven't ruined it for the rest of us!!
    Go on then I'll bite.

    I was helping others grab this offer before it became available to me when they revamped the T&Cs. When it did become available to me I filled my boots.

    It's not my fault that people were too lazy/slow/lethargic/inept with T&Cs (delete as appropriate)!

    Just to rub salt, I'm typing this from a very hot place whilst sipping a very cold drink...and YB have paid for it with the £1,200 I've already had. And when I get back I'll settle the holiday spend balance on my credit card with the £450 I've still to come in March.

    Don't get me wrong. I was coming here anyway, but I can't deny it feels so much better knowing it was a present! :D
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