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Yorkshire & Clydesdale Banks offering £150 for switching

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Comments

  • NoMore
    NoMore Posts: 1,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sharpharp wrote: »
    If I applied online today, will I definitely qualify for the £150 switching bonus each time I choose multiple Ready Cash Accounts?

    Can't apply online its either phone or in branch.
  • MARTYM8`
    MARTYM8` Posts: 1,212 Forumite
    Eighth Anniversary 1,000 Posts
    sharpharp wrote: »
    Thanks for the info. So you reckon I could open multiple YB Ready cash accounts and get a switching bonus each time? Is that right..

    P.S. Just received an email from Clydesdale saying that I cannot open an account with Clydesdale if you have one with Yorkshire...

    What to do...

    If I applied online today, will I definitely qualify for the £150 switching bonus each time I choose multiple Ready Cash Accounts?

    Tell that to the posters who have 5 current accounts with each.:D

    Maybe they just mean in the one call – as they have different systems?

    You need to open a current account – and have a current account(s) to switch from to get the incentive. You won’t get £150 just for opening an account. Readycash is fine – or the plus account. The only difference is with the latter you can get an overdraft facility and chequebook – the former is a basic cash account.
  • castle96
    castle96 Posts: 2,992 Forumite
    Part of the Furniture 1,000 Posts
    would hate to be working in the call centre coming up to the 28th !
    Wonder if it will be extended.............

    Not that I am greedy, but I want > 10 and I want em now !......
  • MARTYM8`
    MARTYM8` Posts: 1,212 Forumite
    Eighth Anniversary 1,000 Posts
    castle96 wrote: »
    would hate to be working in the call centre coming up to the 28th !
    Wonder if it will be extended.............

    Not that I am greedy, but I want > 10 and I want em now !......

    According to the call centre staff and the Piccadilly branch it is being extended.

    According to the Preston branch it is not.

    Who can say – personally I would expect the former are more up to speed but maybe its not been decided yet!
  • dicky73
    dicky73 Posts: 140 Forumite
    MARTYM8` wrote: »
    Tell that to the posters who have 5 current accounts with each.:D

    Maybe they just mean in the one call – as they have different systems?

    You need to open a current account – and have a current account(s) to switch from to get the incentive. You won’t get £150 just for opening an account. Readycash is fine – or the plus account. The only difference is with the latter you can get an overdraft facility and chequebook – the former is a basic cash account.

    I have five accounts with YB. If I rang the CB number and went to open an account/s, do I need to disclose my accounts with YB?
    "It would be easier to find a packet of sliced hippopotamus in suitcase sauce" - Basil Fawlty
  • MARTYM8`
    MARTYM8` Posts: 1,212 Forumite
    Eighth Anniversary 1,000 Posts
    dicky73 wrote: »
    I have five accounts with YB. If I rang the CB number and went to open an account/s, do I need to disclose my accounts with YB?

    Only if they ask you - always respond truthfully but don't feel the need to volunteer information.

    They will probably spot it anyway.

    There are advantages to sticking with the one bank however - one login so you can view your accounts in one place and see when they are opened.
  • I've just opened a donor account today with my main bank. How long do you normally have to wait before you can switch it?
  • Anon
    Anon Posts: 14,562 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    dicky73 wrote: »
    I have five accounts with YB. If I rang the CB number and went to open an account/s, do I need to disclose my accounts with YB?

    I suppose it depends if they ask if you have any accounts with Clydesdale and Yorkshire, or just Clydesdale. If the former they may show up on their screen anyway when you start giving your details? Only way to know is phone and find out?
  • Anon
    Anon Posts: 14,562 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Flixton86 wrote: »
    I've just opened a donor account today with my main bank. How long do you normally have to wait before you can switch it?

    Can apply to YB now as it will take a few days for info from both to arrive and you have time then for the card for the donor to arrive in time to switch.
  • fuzzgun19
    fuzzgun19 Posts: 7,767 Forumite
    Part of the Furniture 1,000 Posts
    dicky73 wrote: »
    I have five accounts with YB. If I rang the CB number and went to open an account/s, do I need to disclose my accounts with YB?
    I have 4 YB I tried calling the CB number, but they asked then said I can't get CB if I have YB.
    Another advisor said why do you need a CB, why not stick with YB? - they still refused me though :(
    I Hate Jobsworths!!!
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