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Yorkshire & Clydesdale Banks offering £150 for switching

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Comments

  • Princess_x
    Princess_x Posts: 2,456 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    To those who had applications referred, what number are you calling to enquire about the decision?
  • Doc_N
    Doc_N Posts: 8,553 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Princess_x wrote: »
    To those who had applications referred, what number are you calling to enquire about the decision?
    It doesn't much matter. You can call 0845 602 6198 or any other YB number, really. They'll all get you through.

    Don't rely on them calling you back, as they usually promise. They won't.

    It's possible, though, that the process of accepting the account and sending out the paperwork is automatic once approval has been given.
  • myth123
    myth123 Posts: 397 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Switch for second account is scheduled for this week, if they have extended the deadline i am tempted to open a donor account and open another account with YB...
  • dicky73
    dicky73 Posts: 140 Forumite
    myth123 wrote: »
    Switch for second account is scheduled for this week, if they have extended the deadline i am tempted to open a donor account and open another account with YB...

    Last one for me totalling 5. I will believe the incentives when I see them! :cool:
    "It would be easier to find a packet of sliced hippopotamus in suitcase sauce" - Basil Fawlty
  • MARTYM8` wrote: »
    Saw you live in Northern Ireland – not sure if you were also aware of the £125 switching incentive First Trust Bank (the AIB subsidiary) are offering at present.

    http://personal.firsttrustbank.co.uk/our-products/current-accounts/125-switch

    Its being discussed on this forum too.

    https://forums.moneysavingexpert.com/discussion/5150845

    Seems they are giving short shrift to applicants from England – but you should hopefully have more luck although you may need to visit a branch to provide ID (the clever wheeze they use to weed out those from across the water)! :D

    Thanks for this - I did notice it and may give it a go :)
  • Princess_x
    Princess_x Posts: 2,456 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Finally got the call to say the first account had been approved. A bit odd though as I had a phonecall prior to that where the lady went through the whole application process again only for that to be referred too. I thought she was calling to tell me the decision but looks like the advisor yesterday misunderstood and thought I wanted a callback to apply. In any case, I'm going to try and open 2 more accounts and see if those get referred too.
  • keiran
    keiran Posts: 772 Forumite
    Part of the Furniture 500 Posts
    Does anyone know the definitive answer to this query?

    Does there have to have been a debit card transaction on the donor account ? (for which a debit card number has been entered on the switch application form )

    I have a couple of "virgin" donor accounts and don't know if I have to have transacted with the relevant debit cards
  • keiran wrote: »
    Does anyone know the definitive answer to this query?

    Does there have to have been a debit card transaction on the donor account ? (for which a debit card number has been entered on the switch application form )

    I have a couple of "virgin" donor accounts and don't know if I have to have transacted with the relevant debit cards

    You don't have to have used the debit cards, but if a debit card has been issued to the account, you have to put those details on the switch form.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    keiran wrote: »
    Does there have to have been a debit card transaction on the donor account ? (for which a debit card number has been entered on the switch application form )

    I have a couple of "virgin" donor accounts and don't know if I have to have transacted with the relevant debit cards
    The answer is no.
  • Princess_x
    Princess_x Posts: 2,456 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Princess_x wrote: »
    Finally got the call to say the first account had been approved. A bit odd though as I had a phonecall prior to that where the lady went through the whole application process again only for that to be referred too. I thought she was calling to tell me the decision but looks like the advisor yesterday misunderstood and thought I wanted a callback to apply. In any case, I'm going to try and open 2 more accounts and see if those get referred too.

    As suspected (but really hoped otherwise), the 2 other accounts I opened just now got referred too. I really have no idea why mine got referred and my sisters' didn't. I assume it's to do with the amount of credit searches done on my account within the last 2 months. Oh wells. Hopefully they extend the offer so I'm able to make more.

    EDIT: Does anyone know whether it would still get referred if I were to apply in the branch?
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