Yorkshire & Clydesdale Banks offering £150 for switching

LplateSaver

CAPTAINBLONDECHICK wrote: »

Do you mind if I ask what a "donor" account is? I have seen it mentioned a few times. Is nt there any particular bank that is better to use for opening them?

An account opened for the sole purpose of switching. I've used my own banks in the hope there would be no credit check, I didn't want to abuse my own bank though so the rest I opened with natwest.

CAPTAINBLONDECHICK

LplateSaver wrote: »

An account opened for the sole purpose of switching. I've used my own banks in the hope there would be no credit check, I didn't want to abuse my own bank though so the rest I opened with natwest.

Many thanks :beer:

Grapes

Is there any thread which is basically a "switching accounts, the basics for newbs" or something similar?.

Thanks in advance. (don't want to de-rail the thread with numerous questions and can't find a sticky).

fuzzgun19

Grapes wrote: »

Is there any thread which is basically a "switching accounts, the basics for newbs" or something similar?.

Thanks in advance. (don't want to de-rail the thread with numerous questions and can't find a sticky).

There is one here?

http://www.hotukdeals.com/deals/time-play-banks-their-own-game-maximise-switch-incentives-earn-up-1000-megathread-2079867#comments

thebritishbloke

CAPTAINBLONDECHICK wrote: »

Do you mind if I ask what a "donor" account is? I have seen it mentioned a few times. Is there any particular bank that is better to use for opening them (online preferably)?

An account that's opened with the sole purpose of switching out for an incentive. Usually you should open it with a bank that you're already a customer with, as they're more likely to accept you and it'll speed up the process.

CAPTAINBLONDECHICK

thebritishbloke wrote: »

An account that's opened with the sole purpose of switching out for an incentive. Usually you should open it with a bank that you're already a customer with, as they're more likely to accept you and it'll speed up the process.

Many thanks :beer:

Grapes

fuzzgun19 wrote: »

There is one here?

http://www.hotukdeals.com/deals/time-play-banks-their-own-game-maximise-switch-incentives-earn-up-1000-megathread-2079867#comments

Thanks, wasn't aware there wasn't one on the MSE boards.

Cheers.

Yorkshire_Pud

Yorkshire_Pud wrote: »

I've just been on hold for 50 minutes, in a queue supposedly, only to be cut off at 8pm sharp when the office closes:o

Previously I got through within a minute. I don't think its simply that applications have increased, wonder if their phone system recognises numbers that have called before and applied for the switch and keep putting those numbers to the back of the queue?!:cool:

Quoting my own post but...

Today I phoned in the morning and got through straight away!

He told me they have been told in the office that the offer is being extended for another month beyond the current 28th Feb date.

Does anyone know how many current accounts any particular banks/B.Soc. allow as a max? I know Nationwide is max 4 Flexaccounts. Yorkshire Bank is max hundreds I expect at the moment!

MARTYM8`

CAPTAINBLONDECHICK wrote: »

I'm so glad I stumbled into this thread at the end of last week! I have no experience of YB or CB and as I am in Northern Ireland, we have no branches here of either bank, meaning my application(s!) will have to be done over the phone. I have several accounts I can switch from (all opened very, very recently ) so will do as many as I can (or have the nerve to do!) - but can I just ask a couple of things from those with experience of this (I promise I have read back through the thread):-


Thanks for taking the time to read

Saw you live in Northern Ireland – not sure if you were also aware of the £125 switching incentive First Trust Bank (the AIB subsidiary) are offering at present.

http://personal.firsttrustbank.co.uk/our-products/current-accounts/125-switch

Its being discussed on this forum too.

https://forums.moneysavingexpert.com/discussion/5150845

Seems they are giving short shrift to applicants from England – but you should hopefully have more luck although you may need to visit a branch to provide ID (the clever wheeze they use to weed out those from across the water)!

Harveys_2

Considering I was happy with 2 switches...I am going to stop at 10...that's if I get there:beer: