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Yorkshire & Clydesdale Banks offering £150 for switching

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Comments

  • MARTYM8`
    MARTYM8` Posts: 1,212 Forumite
    Eighth Anniversary 1,000 Posts
    You have to post back completed switch forms...many of them!


    Quickest way by far is branch if you can get there.

    How do they react in branch when they see you already have 9 current accounts? Is there an uncomfortable silence when they ask what you need the 10th one for - because some people opening in branch have been given quite a drilling?

    I quite liked the earlier suggestion by a poster that they needed a new current account because they have to repair their roof.

    I am about to buy a new washing machine - can I claim I need a separate current account to budget for buying that?:D Any other ideas?
  • mozzy10
    mozzy10 Posts: 138 Forumite
    MARTYM8` wrote: »
    How do they react in branch when they see you already have 9 current accounts? Is there an uncomfortable silence when they ask what you need the 10th one for - because some people opening in branch have been given quite a drilling?

    I quite liked the earlier suggestion by a poster that they needed a new current account because they have to repair their roof.

    I am about to buy a new washing machine - can I claim I need a separate current account to budget for buying that?:D Any other ideas?

    I'm going to say saving for Xmas, work expenses, saving for kitchen, saving for car, saving for bathroom, online betting....er......paypal account.....um.....help...
  • Ed-1
    Ed-1 Posts: 3,960 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    mozzy10 wrote: »
    I'm going to say saving for Xmas, work expenses, saving for kitchen, saving for car, saving for bathroom, online betting....er......paypal account.....um.....help...

    I tried the 'saving for...' but as soon as I said it (with two different advisers) they said we can only offer you a savings account for that purpose!
  • What day should my switch day be? I rang on 7.2.15, received the paperwork today. On the phone call we haven't discuss the switch day.

    Should it be 7 days after I signed the paperwork so the 18th??? Or 7 days after they should receives my paperwork

    Also is envelope provided free post? Should I send it recorded so they can't pretend they didn't get it before the deadline?

    Thanks
  • I put a date of the switch to 2 weeks after I posted it...it gives them ample time to complete it.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    davidm1 wrote: »
    Should it be 7 days after I signed the paperwork so the 18th??? Or 7 days after they should receives my paperwork
    Since its a 7 working day process, there's little point in selecting a date they can't possibly meet. You could second guess when they'll get it, but you won't be able to second guess when they'll start the ball rolling. Even when I gave them plenty of time at the back end of December for a 5th Jan switch date they still took until the 9th to complete.
    Also is envelope provided free post?
    They don't always send envelopes!...but yes, those I did get were freepost.
    Should I send it recorded so they can't pretend they didn't get it before the deadline?
    I wouldn't bother personally. There has to be a little trust, and since they're rumoured to be extending the offer you might even be wasting your money.
  • agentk
    agentk Posts: 187 Forumite
    Eighth Anniversary Combo Breaker
    I sent paperwork 11th jan for my ac . No sign off switch happening. So last week so gave them a call. They have not received it :mad: So they are sending another switch form etc.
    3.55kw 2 systems 2.3 se 1.25 sw installed may 2011 and oct 2011..

    I have never been mis sold anything but i have bought a few things i didnt need!
  • They've been very quick for me too. I didn't (really) like doing it though. An incentive tart with a heart...that's me!
    Haha, I felt the same. I do quite like TSB, so I only opened 2 donor accounts ;)
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • alexlv
    alexlv Posts: 29 Forumite
    Part of the Furniture Combo Breaker
    edited 11 February 2015 at 12:08AM
    Ed-1 wrote: »
    I tried the 'saving for...' but as soon as I said it (with two different advisers) they said we can only offer you a savings account for that purpose!

    You could've asked them if their saving accounts have dd facility and debit card. That's what I asked when they offered saving accounts instead of current. I said I really need these facilities ;)
  • derrick
    derrick Posts: 7,424 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    davidm1 wrote: »
    What day should my switch day be? I rang on 7.2.15, received the paperwork today. On the phone call we haven't discuss the switch day.

    Should it be 7 days after I signed the paperwork so the 18th??? Or 7 days after they should receives my paperwork


    Don't bother with a date, just put A S A P, it does work.


    .
    Don`t steal - the Government doesn`t like the competition


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