How to obtain credit reports

InDeepDebt

onefortheroad wrote: »

barcllaycard only report to Equifax how old is your account as some old account they dont report them to cra

It's very old - probably about 1986 - 87.

Any idea why they don't report them?

onefortheroad_2

InDeepDebt wrote: »

It's very old - probably about 1986 - 87.

Any idea why they don't report them?

that.s why then . someone may telll you why they dont report them old account i dont know the cut off date sorry

Peter00

Credits cards have become so easy to carry these days as no interest rate and no extra charge you just need to pay that much only as per your usage.

esterlydsl

First of all, I would like to say that I was going to overlook this thread for the reason that it was started a long back , but then I found the discussion quite interesting. I found some interesting information about statutory credit report details by clicking on the links that has been mentioned here.

adindas

You sell my data to other parties, making money from it.
Why do I need to pay to get those data.

In my opinion I should get some percentages of pay that you receivee from the companies accessing my data .... :j

ADINDAS

Experian_company_representative wrote: »

This means that you have missed no payments since the account was opened, so this information should help your credit score.

James Jones
Experian

[Deleted User]

InDeepDebt wrote: »

Can anyone advise, who do Barclaycard use to record account activity.

They report my Barclaycard (opened 2008) to all 3 credit agencies.

lisyloo

most of the you have to add your card for why is this?

Can you speak in English and explain what it is you want for free.
Credit reports?

They aren't free.
They are either £2 (which I receommend)
or you have to join a trial (which you can cancel).
In order to join the trial you need to sign up with a method of payment, then you can cancel.
You may spend a lot of money on the phone cancelling or if you fail to get through they may deduct the first payment.
Hence I recommend avoiding all of that hassle and paying £2.

GEEGEE8

How the hell do I cancel with Equifax?!

I looked everywhere on the site, am I being stupid or something?

adindas

Are they deliberately do this, so the people do not bother to cancel it ????

Why do not they just provide email address for cacellaltion or online cacellation form so the people could easily do cancellation, rather than sprovide telephone line ?????

Thank you for the warning ...

ADINDAS

lisyloo wrote: »

You may spend a lot of money on the phone cancelling or if you fail to get through they may deduct the first payment.
Hence I recommend avoiding all of that hassle and paying £2.

armanbaig20

Can anybody help me i am trying to cancel experian credit report and cannot find...