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Three choices in life; Give up, Give in or Give all you've got!!
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MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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As you say family fun priceless.
They grow up so fast.
I sometimes still cant believe my DS is 21 & bigger than me & so much brighter than I ever was :eek:
Enjoy time with your sister.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Oh bless you, thats still a fab reduction!! I think you are doing so well, as always juggling so much I have no idea how you chip away at the debt at all!
Family fun Friday is definitely pricelesshope your sister looks less stressed and you both enjoy some time together xxx
A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie0 -
Can I say 'poo' to lost messages?
Here goes again. Sorry to be a precis of lost one.
Well done on the reduction in debt.
Have you been to Discovery Museum recently? It had been refurbished since we were last there. And another free one.
Art galleries are good if you give a spotter sheet to the boys before you go. Just make one up eg spot sheep, trees, boats, sun, deer etc.
I also use a lot of woodland trust spotter sheets for country walks etc. You probably did all these things at beavers. So apologies if you already do them..
I am glad to hear you are feeling less anxious. My friend has made me chamomile drops in an attempt to calm meShe is good to me.
business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
debtfreewannabe321 wrote: »Totally agree
:T:j
agree three:j :heart2:
if I don't see you much the next few days - i wish you all in the Lucks House a :easter_os:easter_os:easter::easter_ba:icotbaske- on a mission to be debt-free by the end of 2017 - :cool:
[STRIKE]37500 [/STRIKE] 346500 -
Hello
Not been around for 4 pages and so much has happened.....
Wishing you :easter_os:EasterBunAs a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away0 -
Well done on managing to reduce your debt despite all that's been going on
Have fun with your sister, I hope she is looking & feeling better than the last time you saw her
Happy Easter, I'm off to the Lindt cafe for an Easter tea with DD tomorrow
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Evening all! Thank you for your lovely messages.
It's the Easter Holidays :j:j:j. 17 days of fun :T:T:T. We celebrated that fact by picking the boys up from school and going straight to the Leg0 shop to take part in their free build. When we got there it was carnage and we were given numbers 89 and 90, but they were currently on 36 :eek:. We wandered round the shop for a bit and both boys saw figures they wanted for £2.99 each. I had a free £5 to spend instore on the VIP card they give you so I agreed to those and it cost me 98p cash. The free build was a UFO and we did manage to get those eventually, so lots of lovely new Leg0 for the grand sum of 98p :T.
It was lovely to see my Sister yesterday, but she was understandably down as she'd just been told one of her friends had died. Totally unexpected and a massive shock. Bless her, she is really going through it at the moment and I wish I could make it all better for her.
On a happier note, I got 4 numbers on the lottery last night and won £124 :j. That should make things easier over the holidays! I've pushed the boat out and bought us some tickets for the circus tomorrow - so that's Family Fun Friday sorted. If there's any of the money left by the end of the hols I'll pay it off the debt. I'm still hoping to do as many free/cheap things as possible, along the lines of what Pooh suggested (thank you!).
Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Well done on the lotto win and i hope that you have a lovely trip to the circus x0
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Well done on the win, circus sounds fab I'm sure the boys will love it.0
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