We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Still dancing to blow the debt clouds away
Options

Bubblesmum
Posts: 1,778 Forumite


Hello Dear Friends
I have yet to look at my previous diaries…
Here is where I am now ….
I have yet to look at my previous diaries…
Here is where I am now ….
2025 marks a year of change…..
I have finally finished a path I chose in 2019 to retrain so I wouldn’t be on the work heap at 49.
I have finally finished a path I chose in 2019 to retrain so I wouldn’t be on the work heap at 49.
I can honestly say that in the second half of my fifties I am in the best shape I can be mentally and physically.
I can proudly say I finished my formal qualifications and now work from my converted garage to help people with their mental health.
In the autumn I closed a business that bought in some money from a former life in finance but gave me so much stress.
I can proudly say I finished my formal qualifications and now work from my converted garage to help people with their mental health.
In the autumn I closed a business that bought in some money from a former life in finance but gave me so much stress.
I am beginning to re - evaluate what I do in my life - after an enlightening assessment for dyslexia and potential other neurodiverse traits.
I am beginning to understand who I am at last !
I am beginning to understand who I am at last !
However five years of academia has left us in debt and we have dreams of life in the future which motivates me to work hard at my word of the year - Reduce !!!
Looking forward to motivating myself through the diaries this year x
Good to be back x
Good to be back x
As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
6
Comments
-
Welcome back, how lovely to hear from you again 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)1
-
Hello. Wishing you all the best.Can’t wait to hear about your adventures. CxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Morning all
My 2025 word is reduce - this covers a lot of things my debt, the items that I own, my waistline and perhaps some of my more negative feelings.
It’s 945 and I’m laying in bed. I’ve been awake since about 8 although the alarm went off at 7:30. I currently have a cat on my lap and a cat curled up tight against my hip. I’ve had a frothy coffee And a third of a protein bar as my first of two snacks of the day. There is no urgency for me to get up. There is no expectation from anybody else in fact my husband has said rest as we are going away this weekend for his birthday and I think I’ve got the start of possible lurgy.
Contentment, I hear you say….. yet it’s Wednesday and in my head I think to myself it’s a working day and I need to get up.
I now work part time and I have a new client later on this afternoon. There is admin work I need to do but it’s not necessarily urgent.So I can stop feeling guilty - reduce my emotional shame.
I can cherish this time with my fur babies. Before one pounces on the other with jealousy.
Yesterday
Win - A no spend day
Win - Signed up a new client
Win - Saw two regular clients = money in
Win - identified items to declutter and in boot of my car - charity shop
Win - spend time on a current WIP #crochet
Win - Scanned several family photos and kept and filed only the good ones #digitisingphotosproject
Win - I kept to my nutritional plan - ( just about ) Declined the mince pie but did have the shortcrust pastry on top of the home-made pie ( Reducing this from the freezer😆)So yesterday was a good day …….
As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away2 -
One of mine.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Nice to see you posting again and doing well. Have subscribed!😀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
beanielou said:One of mine.As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away1 -
Bubblesmum said:beanielou said:One of mine.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Such a beautiful person!0
-
The handsome one!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Oh so beautiful!1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards