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Still dancing to blow the debt clouds away
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peb said:So pleased to see you back.As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away0 -
Monday
Not wanting to get out of bed and do
ADHD paralysis
A white Christmas for Annabelle - Life Changing Dr Sian Williams podcast bbc sounds - reminded me very powerfully that I have so much to be thankful for
Resulting in two wins:
Win - DH took me to Pilates - and I was able to move and stretch and helped me to feel better.
Additional win - took a box of gifted chocolates to my Pilates tutors - #regifted #repurposed
Win - Came home and did some work related reading
Spending -
Planned joint income ( Pilates )
NSD - pocket money
As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away2 -
Hello dear friends
The last few days have been about putting one foot in front of the other
Wins - I have seen all clients this week - no cancellations
Wins - I have had no impulsive spending moments 🤦♀️🤦♀️🤦♀️🤦♀️ except see below
Wins - we have been eating out the freezer/ store cupboard and eating left overs
Wins - I have met a friend for lunch - even thought I was struggling mentally and physically
Wins - identified a dozen plus items for the charity shop
Wins - made an inventory of the store cupboard items to start using up
Wins - started to eat well again and decrease on the scales
Wins - washing !
Wins - sorted sone of my photo project
Spending
Planned food shopping
Planned new bottom bed sheet - conscious though this means less for debt reduction
Impulsive buy - Pilates top and leggings - dark clothing - not physically required as I have a good set - yet they are bright pink - and have need struggling to wear when I simply want to blend in rather than standout
As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away4 -
Good morning dear friends
This Monday morning seems brighter than last week…. Perhaps because we are nearing the end of January
Friday
Allowed myself a slow start and then had a business meeting.
We use the c@@k ready meal range for when we are feeling completely knackered to swerve a takeaway - I had done a small order - two wins here 10% loyalty voucher and we did click and collect to save the £3.50 delivery charge.
DH took me as it was the next door town and while he was going and picking that up, I popped in to waitbloom as it has disabled space in front of it , used my power chair ( psychological win ) and picked up a few bits and bobs we needed it over the weekend. This saved us doing a home delivery a week earlier and buying more for the store cupboard we don’t need - so another Win
As it was lunchtime, we were debating whether to go and get a coffee and something to eat out. However, because we are really trying to say pennies and I am trying to make good nutritional decisions we had stuff in the fridge so we came home and the only Concession was I bought a small tub of coleslaw to go with the leftover chicken… Third win of the day!
A quiet afternoon, but I did manage to complete an admin task that I often put off so I could sign off the week up-to-date . Plus some photo project sorting.
We had a lovely evening together playing trival pursuit - which I bought for my birthday last September with a sun over of the yard arm, a c@@k supper…. Which culminated in me winning which was very unusual as I have a brain box of a DH. Then we settled down to watch the tr@itors - what fab end to the series
As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away5 -
Update part 2
Saturday
Another Embroidery class - DH have made me a lovely lunch to take with me so all I bought was a green tea. I didn’t even buy cake as I would normally do for DH as DH was having a meeting at home and we had a posh packet of biscuits which he opened and I was pleased that I avoided eating them when I got home. So lots of little wins all round.
DH was wearing his Domestic halo shining halo as he had put on a slow cook beef stew before his meeting.
We settle down for an early supper in front of season three of Shetland we are very behind - we binge watched four episodes while I sat in crocheted. Bliss
Spending - Green tea - this was a debt busting win - I used to buy lunch and cake and also spent money on embroidery extras at the class.
Late p.s. - I have a naughty habit of carrying my mobile in my back pocket …. At the gallery went to the loo…. You can guess the rest 😳😳😳. Well 🤬 I thought … the last time I did this water got into the sound system and I had to buy a new one. I was thinking I dare not tell DH as we’ve only just finished paying off the current one 😳. Fortunately the upgrade seems to be more waterproof and it is okay at the moment….. I have yet to confess to DH
As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away1 -
Morning dear readers
Sunday
We were due to get up early so that we could go to the monthly breakfast at Church. DH a nonchurch goer comes with me to this as he knows many of the congregation and then I disappear into the service.
However, despite being awake, my legs just did not want to get out of bed and the cold didn’t help. Although the parish centre would be warm, the church would not be.!
So I end up staying in bed. I still went to a service online.
Then I had to get up and about, as we were going for lunch with AP. It was hard going I must admit.
Fortunately, AP was on form and we had a nice afternoon .
Unplanned Spending
Donation to the online Church appeal - I do a standing order to my local church at the beginning of every month. Today’s focus online was homelessness so therefore I felt that I needed to give a small amount recognising I’m very privileged to live where I live and have the income that I do that does ensure we live in a very beautiful place.
We did save the same amount from the Church breakfast which is also a charitable donation. However, that would’ve come out our joint pot and my online donation comes out of my pocket money account.
Milk and flowers - AP asked me to get them a pint of milk and as they hadn’t been able to get out, buy myself some flowers, now they always gives me roses when he sees me. However, I spotted daffodils which are my favourite at this time of year so I bought myself three bunches including one with a yellow sticker on it.! I was glad of that in the end as when we came to say goodbye they said how much do they owe me and I felt it was very churlish to tell them as they had just bought me a very nice lunch in the local Mediterranean restaurant. Therefore daffodils were cheaper than roses …..
As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away2 -
Glad that you had a nice lunch.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Monday
What a difference a week makes - felt so much better this morning, was able to go to ‘work’ in my office.
I have signed up to two providers one a training programme and one marketing coaching group - both of which having signed up I have not done anything - overwhelmed and exhausted before Christmas - ADHD freeze after - well I ate the frog.
Firstly I signed into the training programme found it did not have a deadline date to complete … so worked through the first module 😀
Secondly - I have started working through the marketing emails and listening to the u tube videos etc, so got some new actions to do. 😁
For a few breaks I continued scanning shredding the clients records… and sorting photos out
Also did an end of month weekly finance review - xa paid off to the credit card
I also finished an embroidery project
I did supper - which was a bit of a make do - lamb broth - well I had lamb bones and left over lamb and as it happens mashed potatoe from a leg of lamb there should have been a lamb chop - but we had eaten it - so not much lamb - added a tin of black eyes beans - it was lush even if I say so myself !
So many wins and a Spending - NSD !
As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away4 -
Great to hear you sounding so much brighter in yourself 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Thank you @beanielou and @Sun_Addict - it’s good to feel better……As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away2
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