Lloyds TSB

princesskez26

vickyb wrote: »

would they not say thought that because you would accept this 750 that they will not give the rest???

No as you are more than entitled to ALL the money that is owed to you, why should you settle for only part of it ?

Kez

vickyb

i just wondered if it was maybe a way for them to get away with not having to pay you it all back

Fleetpete_2

I have recently made a claim with Lloyds for £1,192, they have acknowledged receipt of my claim and now state that they are looking into it.
As the 14 days are now well up (in fact it's around 4 weeks now) should I give them a phone call to gee them or take it to the next step and threaten court action?

RossHarris

go to the next step.. and state you want a reply in 14 days or you will be going to court.. then if no reply in that time either file on MCOL or with FO.
Stick to your timetable as they will try time and time again to fob you off.
good luck

pawly39

GeordieBloke wrote: »

Another success story!:beer: (will also post in the relevant success story forum!)

Started back in March of this year, claiming back £3,238.50.
Got the usual fob-offs from Lloyds bank's Andover centre so threatened court action on 2nd May. They failed to respond, so commenced MCOL after fourteen days.
Anyway, Lloyds solicitors eventually responded saying they were intending to defend the case. However the following day, I got another letter from them saying they would settle in full with me!

Sent the acknowledgement slip back by recorded post, which they got on monday, and the money has appeared in my account today!

CLAIMED: £3,238.50
RECIEVED: £4, 240.12 (including court charges paid and interest recalculated!)

:money: THANK YOU MARTIN AND EVERYONE HERE! :money:

hi mate WELL DONE both me and my partner posted our form back on tuesday so heres hoping our money will appear just as quick:T

lindilou39

rox85 wrote: »

hiya i have been awarded judgement of £585.84.the court sent me a letter saying the defendant should pay by 6th july- so we had no payment by the following wednesday so i rang them up and told them about the judgement they said they had no paperwork to suggest this so i said i'd fax it over - so the bloke gave me a number to fax it to.off i went with my family to fax this off- the bloke in the fax place tells me this is a wrong number -(BAS£ARDS) when i get home they r closed. so thursday morning (yesterday) i rang and asked what they were playing at spoke to a bloke who then told me to fax it to him personally and he'll pass it on to the relevant department- so again off to the fax place - went through ok got home phoned him - no he hasnt got it and do u no what he fu$$ing told me to do FAX IT AGAIN.so i said no 4 copies including one from my bank manager are floating around in your office your lying and i want a payment made today.didnt get anywhere with him so rang up again in 30mins and spoke to a lady who told us if we sent her a fax she would definatly get it and take it personally to this other person.which she did- then they said they would pay us an immediate bank payment as soon as it was processed- and that it was being dealt with now (2.15pm)and to ring back at 5 if the payment isnt there- sure enough it isnt there and the women on the fone told me to ring back at 5pm tomorrow if it still isnt there- so i lost it big time im not being fobbed for another day i told them i shall be getting a warrant to send bailiffs in in the morning if it isnt there and put the phone down. in my fax i gave them 24hours to have a payment in my bank and they have not complied. how do i go about getting a warrant how much does it cost are there any exemptions? any advice ??

Phone the court and tell them the situation, you can issue a warrant for approx £50.

Lin

saladdd

bygrace wrote: »

I found £750 in my account yesterday, yet its not even half of what i am seeking so i have sent my form back to FOS.

I guess that i a good step if they are still willing to put the moeny in my account right.

Question what happens to the £750 in my account, do i accept but keep going or leave it to OFS to do it

in my letter they say if not happy i can go to the FOS which i have done

ive had the same amount and until i just read the letter back i didnt realise they had put it in my bank!! its not even half of my claim either(1980) think im going ahead with mcol but im unsure at the moment i suppose they just give you the difference if you win.

kellymundy

I really don't understand why so many people on here mess about calling the bank and waiting for the banks to respond when they want! Reverse the situation:
You owe the bank 1,192 and they want their money back, do you think they would allow you to set the time frame in which you have to respond to them, NO!
Would they accept a letter from you stating that you are sorry for their complaint against you and that it will take you a further 8 weeks to look into the situation, NO!
If you didn't respond to them in the time frame they set out with the threat they if you didn't respond in the time they say they will take you to court, do you think they would call you up to see whats going on, NO! they would have you in court quicker than lightening!
Don't waste a second longer deciding if you should give them the benefit of the doubt, go to the next step and stick to the time frame that you set out, otherwise they think that your threats of legal action are just empty.
My case took 2 and a half months from start to finish (they settled out of court for the whole amount of 2350) and i put it down to me sticking to my time frame and not taking their rubbish excuses.
Good Luck and go for the kill!!!:D

RossHarris

ok.. kinda the same but kelly puts it way better!!!
the banks do treat us like crap.. so got to put them on back foot and go at it full steam ahead.

lindilou39

saladdd wrote: »

ive had the same amount and until i just read the letter back i didnt realise they had put it in my bank!! its not even half of my claim either(1980) think im going ahead with mcol but im unsure at the moment i suppose they just give you the difference if you win.

correct....if you dont want to go through mcol you can use the FOS they are free and deal with your complaint, plus the bank gets fined if they dont comply and I think these days the FOS is actually moving quicker than the court system.

Lin