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Baby steps to mortgage freedom for beanielou.
Comments
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The car is good enough as I drive a lot lot less now. Main thing is the back door does not open as wide so harder to get walker in & out. The mirrors don’t fold in. Who knew 🤷♀️
I was seriously upset about some of the pictures of handover day. I look dire these days as I lean so far over the walker when standing. Not a pretty sight.
Some of the deposits now are just beyond belief. For a car thats never yours& you can no longer extend the lease.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.5 -
I too have a gas fire in my living room. It hasn't been turned on for at least 25 years & has not been "serviced" in all that time. If I could just have it removed I would but then there is the great big hole in the chimney breast & the need for all that redecoration. I really need someone I can just say "get that sorted" to I don't care how. My get up & go has seriously abandoned me.
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So today is 3 years since Mustard came to stay. 3 years!! He brings me joy every day. 😻
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.11 -
He is gorgeous.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
So handsome 😻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
Happy Got-ya day to you and Mustard!
Mortgage OP 2026 £860/2000Mortgage balance: £31,763
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May
Boiler fund £2085/30002 -
Lovely, cuddly boy x 🤩❤️
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
So. This is where the fire was. Still pondering what to do with this. The physio said something today which got me thinking.
She thought I should have something light like stained glass. Obviously way out of my price range. I’m thinking about maybe something like a glass kitchen splash back. No idea whether this is even feasible as I haven’t measured yet.
Any ideas on what I could do with it other than having hole filled in and painting.
Hit me with your suggestions. Thanks.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
You can get really nice stick-on 'tiles' these days, including stained glass style, and it is sooo much cheaper.
You could have them as a nice feature or maybe have less fussy ones as a backdrop, and glue some small bits of wood around to make a 'fireplace' jut where you could have a nice vase or plant- or just the tiles if you know a cat bed will inevitably end up there 😁😊
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
My immediate response was to replace that panel completely rather than ‘fill it in’. What are the colours in the rest of the room - could you choose something to tone with / complement them?
If the piece at right angles to the piece with the hole is a hearth you could always lift that as well, just plasterboard the wall and put a piece of furniture in that space. Or do you want to keep it as a feature, keep any mantelpiece over for ornaments etc?KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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