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Baby steps to mortgage freedom for beanielou.

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Comments

  • DancingInTheRain
    DancingInTheRain Posts: 1,441 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic

    Hope you feel better soon x

    Debt Busting Again in 2026!

    Starting Debt 03.05.26 = £5345 Current Total 01.06.26 = £4913

    Clear the M&S Card Starting Balance 03.05.26 £600 Current Total 01.06.26 = £418

  • KajiKita
    KajiKita Posts: 10,188 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Well done on the shower, hope it made you feel a bit better. Take the rest of the weekend gently if you can?

    KK

    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 38 books of target 52 in 2026 as @ 2nd June. 
    Produce tracker: £139 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 99,982 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    https://forums.moneysavingexpert.com/discussion/comment/82025553#Comment_82025553

    Thanks. Having a PJ day.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,725 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Have another PJ day tomorrow. I know you're unfortunately more used to it than most but your body and mind have still had a shock, and it's not like they don't have enough extra to deal with as your normal baseline!

    Make it a nice thing to heal, is there a candle you can light, a book or telly binge watch you've been looking forward to you can indulge in, nice drinks and food you can easily have ready to enjoy?

    Says she who has cpc flare-ups and just deeply resents it and is bad tempered and tries to struggle through, ineffectively and sulkily x

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'aggressive safety shot' Ken Doherty
  • beanielou
    beanielou Posts: 99,982 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    https://forums.moneysavingexpert.com/discussion/comment/82025682#Comment_82025682

    Absolutely hear you on the resentment.
    I think the whole episode has shaken me up far far more than I expected. The whole not being able to get up unaided. The traffic. I think your adrenaline takes over and then you hit the wall. I have eaten crap today.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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