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Baby steps to mortgage freedom for beanielou.

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Comments

  • themadvix
    themadvix Posts: 9,732 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic

    Oh Beanie, that’s pants. Sending gentle hugs - hope you’ve got kitty company with you.

    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • in_need_of_direction
    in_need_of_direction Posts: 8,399 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    loving pip’s take on this. Hopefully you’ve something to sooth the sore bits

    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • Sun_Addict
    Sun_Addict Posts: 26,139 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Oh no 😞 Glad you got help. I hope you’re resting with your lovely cats tonight.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • Cheery_Daff
    Cheery_Daff Posts: 18,794 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Oh no beanie, so sorry to hear that. Hope you're resting up. I like PiP's interpretation too!

  • skint_spice
    skint_spice Posts: 13,807 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I’m sorry to hear you are sore again. I hope you heal up quickly.

    Mortgage OP 2026 £1870/2000
    Mortgage balance: £29,683

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept



  • KajiKita
    KajiKita Posts: 10,743 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Sending hugs for the bruises to body and soul x

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 65 books of target 52 in 2026 as @ 10th September. 
    Produce tracker: £315 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • milann
    milann Posts: 11,849 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    I’m so sorry you fell again. Hope you’re not badly hurt. Do you still use your mobility scooter?

    January spends - £587.58
  • beanielou
    beanielou Posts: 101,159 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
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