The journey to financial independence.

ourcornercottage

oh yes, its so much fun! just a little dabble for fun. Although there is a risk with it I have been doing since december and every loan payment has arrived on time so far.

Im happy to refer you if you want just PM your email.

shangaijimmy

Maybe in a few months time. I'm conscious of not doing too many things too soon!

diamondsonly

SJ I can't wait to have a go with FC too. Sounds like more fun than the lottery and better odds too lol
OCC I didn't get the FC referal so will pm my email again. Thanks xx

ourcornercottage

diamondsonly wrote: »

SJ I can't wait to have a go with FC too. Sounds like more fun than the lottery and better odds too lol
OCC I didn't get the FC referal so will pm my email again. Thanks xx

Oh no, Perhaps its because it needs name and email and I put diamonds as your name!!!

If you could PM me name and email ill do it straight away

shangaijimmy

Is there a minimum starting pot so to speak? Also is there a minimum amount you have to invest/bid in each of the portfolio items?

ourcornercottage

The minimum investment is £100 and min of £20 per loan. I personally stick to £20 per loan as it spreads the risk.

Cream_Tea

I was going to say LIL you're best off asking OCC because she is where I've sourced all my information so far.

Update for this week £50 more off the CC. More into the EF bringing it to £836. With going on holiday and doing it again this weekend out overtime has decreased slowing down our savings. I will look forward to getting back to work and back to reality.

We have finished decorating our third bedroom! Like I said one left (the master bedroom), living/dinning room, halway, stairs and kitchen and then decorating will be complete with the exception of carpeting and the extension which I no longer want to talk about!

CT

shangaijimmy

I feel your decorating pain. In last 5-6 months I've done 3 bedrooms, 2 en suite, 1 bathroom and 1 cloakroom. I'm half way through the kitchen and can't wait till tomorrow night for if to be finished. That leaves 1 small bedroom and the living room!!

Luckyinlife

Ill join your club 80liters of white paint later im still at it lol another 10 should do it haha

nice work on adding to the CC and EF

how do you manage your ef do you have a set amount you put in or is it what you can when you can

Cream_Tea

LIL we put as much as we can each week. Although we do sort of have a plan. I get paid monthly and put all my wages into bill account and leftover money goes to savings. DH gets paid weekly and we use his money to buy food, fuel and spending money and the rest goes to savings/debt payment. We aim for about £300 a week to go to savings/debt repayment.

We are now taking it a gear though.... We are PREGNANT! It's very early days and we haven't told anyone. I decided to let the MSE community know so I don't burst!

I plan to save like a mad woman now so I will change my signature. The savings will be spent on:

-extension (the money is already there for that)
-plastering
-painting the soon to be plastered rooms
-money to stretch Mat leave for as long as we can afford.

Wish us luck!