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Shifting this debt one £ at a time.

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  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Just a heads up jwil. Don't know if it's available to everyone but I looked on my private bay account yesterday and there was a free listing offer for 100 items, expires 11.59 tonight. You have to accept the offer first though. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tattycath wrote: »
    Just a heads up jwil. Don't know if it's available to everyone but I looked on my private bay account yesterday and there was a free listing offer for 100 items, expires 11.59 tonight. You have to accept the offer first though. :)

    Thanks tattycath, nothing for me. I do regularly watch the selling allowances though in the hope that there's an offer there :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not much going on here. Listed a couple of bits yesterday and one sold overnight :T Posted that today, but haven't sorted out whether I can make a payment or not yet.

    DH bought in a load of boxes from the garage the other day, so I need to try and sort through those and see if there's anything ebayable there.

    Keeping up with surveys.

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Hi jwill :) just found the new diary 26 pages will take some catching up on but yay on the pregnancy that's amazing news we are currently trying for bubba 2 naturally hoping ivf is not needed but if need be we will give it till next april :) x right im off to read :) xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi jwill :) just found the new diary 26 pages will take some catching up on but yay on the pregnancy that's amazing news we are currently trying for bubba 2 naturally hoping ivf is not needed but if need be we will give it till next april :) x right im off to read :) xx

    Thanks Happy :) Fingers crossed baby 2 happens for you soon.

    That's brave if you read back!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    jwil wrote: »
    Not much going on here. Listed a couple of bits yesterday and one sold overnight :T Posted that today, but haven't sorted out whether I can make a payment or not yet.

    DH bought in a load of boxes from the garage the other day, so I need to try and sort through those and see if there's anything ebayable there.

    Keeping up with surveys.

    Hope everyone is well :)

    Well done on the sales. :j
    Fingers crossed you have more stuff to sell from the boxes in the garage.
    I don't do surveys...I did, but I seemed to do loads of surveys for little reward so I stopped.
    Pinec0ne was good but I don't know how I came to not do pinec0ne anymore...
    I need to concentrate on work today. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Managed to skim read, well done on the decluttering so far! Hooray for little mans own room and good sleeping. well done on the payments so far, fingers crossed you get arrangements from the other debtors. God how time moves on! I feel like I have been battling this journey for a long time I just want it to end il be happy when we sell and clear the secured loan it means we will only have a loan and credit card and when finances resettle we can overpay! I have to say its been refreshing to not have money at the forefront of my mind haha. I think I have another few years left of paying with no overpayments I want to enjoy my children and while I can afford to meet minimum payments I will focus on my family life x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tattycath wrote: »
    Well done on the sales. :j
    Fingers crossed you have more stuff to sell from the boxes in the garage.
    I don't do surveys...I did, but I seemed to do loads of surveys for little reward so I stopped.
    Pinec0ne was good but I don't know how I came to not do pinec0ne anymore...
    I need to concentrate on work today. :)

    I've sorted 3 of the boxes, one is straight to car boot, 2 have stuff which I have bundled to pop on ebay and see how it goes.

    I do surveys in 'dead' time, so on work breaks etc, where I can't do anything. They are time consuming, but it's extra for little real effort. It's also nice when you get things to test of which I've had a few recently.
    Managed to skim read, well done on the decluttering so far! Hooray for little mans own room and good sleeping. well done on the payments so far, fingers crossed you get arrangements from the other debtors. God how time moves on! I feel like I have been battling this journey for a long time I just want it to end il be happy when we sell and clear the secured loan it means we will only have a loan and credit card and when finances resettle we can overpay! I have to say its been refreshing to not have money at the forefront of my mind haha. I think I have another few years left of paying with no overpayments I want to enjoy my children and while I can afford to meet minimum payments I will focus on my family life x

    Thanks happy, it does seem like it's been forever, with little gain in my case.

    It's really hard to balance finances with family life, but luckily little jwil still naps well so I get some time then.

    I can't wait to have a clear house, clear finances and time to do what I want!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey everyone :) Hope you are all well.

    Not achieving an awful lot today as not feeling great.

    One ebay item posted, and I received 2 x £10 Sainsburys vouchers in the post today from surveys. I'm going to use one to stock up on tins and storecupboard items, and the other to stock up on toiletries. It's all part of my plan to have a good stash of stuff before I go on maternity leave.

    I did make a cake today :D First time in ages. I decided that the ingredients had all been there for years apart from the butter and eggs, so I'd be better off using them up and getting some fresh ones.

    As I'm feeling decidedly unmotivated today I think I shall go and declutter some wool into the rug that I still haven't finished!

    Hope everyone is having a good weekend.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    End of month totals:

    1. [STRIKE]£30[/STRIKE] - £28HS 2822
    2. [STRIKE]£173[/STRIKE] - [STRIKE]£173[/STRIKE]C1 :T
    3. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] BC 862 :T
    4. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] SA 30 :T
    5. [STRIKE]£118[/STRIKE] - [STRIKE]£116[/STRIKE] MI :T
    6. [STRIKE]£1239[/STRIKE] - £935 LI 1400
    7. [STRIKE]£622[/STRIKE] - £563 HA 63
    8. [STRIKE]£1242[/STRIKE] - [STRIKE]£269[/STRIKE] BCM 1053 :T



    Total: [STRIKE]£3484[/STRIKE] - £1526

    I'm very pleased with that. Now to set targets for next month :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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