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Shifting this debt one £ at a time.

14546485051149

Comments

  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    1. [STRIKE]£30[/STRIKE] - £30HS 2500
    2. [STRIKE]£173[/STRIKE] - [STRIKE]£173[/STRIKE]C1 :T
    3. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] BC 862 :T
    4. [STRIKE]£30[/STRIKE] - £30 SA 30
    5. [STRIKE]£118[/STRIKE] - £118 MI
    6. [STRIKE]£1239[/STRIKE] - £1239 LI
    7. [STRIKE]£622[/STRIKE] - £622 HA
    8. [STRIKE]£1242[/STRIKE] - £1242 BCM



    Total: [STRIKE]£3484[/STRIKE] - £3281
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DH has transferred some money to me so I've made a start on my targets for next month.

    Paid for 6 months tax on the car.

    Really going to try and make an effort to get somewhere this month.

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 May 2015 at 12:30PM
    1. [STRIKE]£30[/STRIKE] - £29HS 2499
    2. [STRIKE]£173[/STRIKE] - [STRIKE]£173[/STRIKE]C1 :T
    3. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] BC 862 :T
    4. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] SA 30 :T
    5. [STRIKE]£118[/STRIKE] - £117 MI
    6. [STRIKE]£1239[/STRIKE] - £1196 LI
    7. [STRIKE]£622[/STRIKE] - £622 HA
    8. [STRIKE]£1242[/STRIKE] - £942 BCM



    Total: [STRIKE]£3484[/STRIKE] - £2906
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey everyone :)

    Hope you are all well.

    Had my scan on Friday and all is looking ok :)



    DH was at work on Saturday so I took little jwil into town on the bus, which is the world's biggest treat in his opinion.

    Then when he was on his nap, I really blitzed at getting some listings sorted and on ebay. I put a load on as BINs and have sold quite a bit of it already. :T I'm going to try and keep the momentum up this month, and really try and blast some decluttering.

    So I managed to make some pretty good payments this morning, and was pleased with that.

    Also over the weekend, I have been through many of my listings and pulled a load off, as I'm fed up with them hanging around. Some of it will go to car boot, and the rest will be bulked up and put back on again.

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    1. [STRIKE]£30[/STRIKE] - £29HS 2499
    2. [STRIKE]£173[/STRIKE] - [STRIKE]£173[/STRIKE]C1 :T
    3. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] BC 862 :T
    4. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] SA 30 :T
    5. [STRIKE]£118[/STRIKE] - £117 MI
    6. [STRIKE]£1239[/STRIKE] - £1196 LI
    7. [STRIKE]£622[/STRIKE] - £564 HA
    8. [STRIKE]£1242[/STRIKE] - £558 BCM



    Total: [STRIKE]£3484[/STRIKE] - £2464
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    jwil wrote: »
    1. [STRIKE]£30[/STRIKE] - £29HS 2499
    2. [STRIKE]£173[/STRIKE] - [STRIKE]£173[/STRIKE]C1 :T
    3. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] BC 862 :T
    4. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] SA 30 :T
    5. [STRIKE]£118[/STRIKE] - £117 MI
    6. [STRIKE]£1239[/STRIKE] - £1196 LI
    7. [STRIKE]£622[/STRIKE] - £564 HA
    8. [STRIKE]£1242[/STRIKE] - £558 BCM



    Total: [STRIKE]£3484[/STRIKE] - £2464

    Payments looking good jwil! :j

    I've gone and done a silly thing...I made some extensive notes and did some target setting for myself last week...now I can't find the note book anywhere. So I desperately need to get organised.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks tattycath :) Hope you find your notebook :eek:

    Things disappear in my house too, I hope that it will stop happening when I've eventually decluttered!

    I had someone who was being very annoying on ebay yesterday about a couple of BINs I had on. I can't get on while at work, so I was very pleased to discover when I went home that they had both sold to someone else :T :T

    I've received a neutral on our joint account from someone who says their item wasn't as described. They refused to send it back for a refund, so that's annoyed me :mad:

    DH has an INR on his account. Annoyingly it was one that was just over the £20 postal insurance value. I decided to take the risk rather than spend an extra £5 on tracked :mad: I'll still claim for it, and see if they give me anything.

    I've sold a few more items overnight and waiting for payments on a couple more. Most of that money will go towards a couple of bills I think (I also have a couple of Birthdays coming up which I need some cash for) rather than debt repayments. I'm still going to try and get some more listed today though as well as the packing.

    Discovered this morning that there's another drop off point for a different courier near me as well. I've always avoided couriers as I can't wait around for collection. So that at least gives me another alternative for international sales, where normally I'm stuck with RM or Parcelforce which gets incredibly expensive for heavier items.

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    1. [STRIKE]£30[/STRIKE] - £28HS 2498
    2. [STRIKE]£173[/STRIKE] - [STRIKE]£173[/STRIKE]C1 :T
    3. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] BC 862 :T
    4. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] SA 30 :T
    5. [STRIKE]£118[/STRIKE] - £116 MI
    6. [STRIKE]£1239[/STRIKE] - £1195 LI
    7. [STRIKE]£622[/STRIKE] - £563 HA
    8. [STRIKE]£1242[/STRIKE] - £556 BCM



    Total: [STRIKE]£3484[/STRIKE] - £2458
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I did manage to get a few bits listed yesterday and also had a few sales. A small payment made this morning, I'm hoping to get some more listed today, and once I've covered my extra bills, I'll try and get paying some more again.

    1. [STRIKE]£30[/STRIKE] - £28HS 2498
    2. [STRIKE]£173[/STRIKE] - [STRIKE]£173[/STRIKE]C1 :T
    3. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] BC 862 :T
    4. [STRIKE]£30[/STRIKE] - [STRIKE]£30[/STRIKE] SA 30 :T
    5. [STRIKE]£118[/STRIKE] - £116 MI
    6. [STRIKE]£1239[/STRIKE] - £1195 LI
    7. [STRIKE]£622[/STRIKE] - £563 HA
    8. [STRIKE]£1242[/STRIKE] - £553 BCM



    Total: [STRIKE]£3484[/STRIKE] - £2455
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done on the sales xx

    I know what you mean about waiting in for couriers but since one near me opened up I don't use rm anymore for my ebay sales as its much cheaper xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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