📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Shifting this debt one £ at a time.

Options
14445474950149

Comments

  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Hey Jwil,


    Congratulations on your pregnancy. x


    I see you are still making good progress on your raising cash every month. Good luck with trying to clear some space for baby # 2.
    x
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Hi jwil, how's your poorly boy now? I hope he's much better and that your morning sickness is easing.
    How's the sales going? I have managed a few sales here and there. The piles of stuff are gradually going down. Still got lots to list though.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LAM2011 wrote: »
    Hey Jwil,


    Congratulations on your pregnancy. x


    I see you are still making good progress on your raising cash every month. Good luck with trying to clear some space for baby # 2.
    x

    Thanks Lam - nice to see you, how are you doing?
    tattycath wrote: »
    Hi jwil, how's your poorly boy now? I hope he's much better and that your morning sickness is easing.
    How's the sales going? I have managed a few sales here and there. The piles of stuff are gradually going down. Still got lots to list though.

    Hey tattycath :) Little man is much better now thank you. Only was a 24 hr thing really.

    Morning sickness seems to be coming and going. Today appears to be a good day so I am trying to get on.

    Well done on the sales!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey everyone :)

    Hope you are all well.

    I'm trying to keep as busy as possible, but not doing very well with keeping up on here :o

    I've put a few things on recently and had some sales, but not managed to pay anything extra as the cash has been covering bills.

    I'm really pleased today as I've sold 2 bulky items :T Also a couple of the items I sold at the weekend were reasonably bulky too, so there's some space getting made.

    I don't know why but the house seems to be getting worse rather than better. :eek: Even DH commented the other day that he keeps filling the spaces I'm clearing :mad:

    I'm sure there will come a point where it starts going down. It's got to happen soon!

    I've managed to get a few bits listed this morning, and have identified the next pile to be tackled, so hopefully will get some more sorted out later.

    I've also managed to do 3 loads of washing and have it all outside, so fingers crossed it will all dry today as well.

    So much to do, so I need to try and take advantage of feeling reasonably well.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've been keeping up with surveys and have managed to get £15 in amazon vouchers this week. I'm using them to stock up on boxes and packaging for my ebay sales. That makes it much easier to get things ready for post.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey everyone :)

    Hope you are all well.

    I managed to get a few things sorted yesterday, but not listed, so at least they are ready for another time.

    I'm feeling absolutely exhausted today, the complete opposite to yesterday. I'm not sleeping well, so that's probably why.

    Just spotted on my email that DH has sold another bulky item, That's really good as it's too big to fit in the banana boxes we tend to use for storing our ebay stuff, so it will be nice to have that gone.

    Going out tomorrow to meet friends and try a new cafe, so looking forward to that. Not overly sure what the plans for the rest of the weekend are yet, so we'll see. I plan on selling at the car boot on Monday if it's dry, and we'll probably have a mooch at some of the usual ones at other points in the weekend.

    Hope everyone has a good one :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done on another bulky sale it's nice when you see a bit of space xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks abba :)

    Well didn't achieve an awful lot at the weekend, we went to the beach on Saturday afternoon which was nice. Sunday and Monday we looked around the car boots, but didn't sell, so that was not so good.

    We have sorted out some more stuff to go and I did get a few bits listed on ebay.

    Cannot wait until payday. I'm absolutely skint now as put the last of my money in the car this morning. This month seems to have been a very long one and I don't think next month is going to be any different.

    I've got car tax due this month. I'm contemplating doing 6 months rather than the year, but that means it will be due again in December, which is not any better, and in fact is probably worse as it's when I'm due. So I'll probably suck it up again and do the year.

    One of my credit cards has written to me telling me they are putting up the interest rate :mad:. Debating on whether to close it and pay off at current rate, or leave it open, as even with the rate rise it is my lowest rate and might be open to a balance transfer in the future.

    I'm still feeling pretty grotty and everything seems to be such a struggle at the moment. I need to be getting on with things!

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • dawnybabes
    dawnybabes Posts: 3,368 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You can do your car tax monthly now, makes it easier yo budget.
    Sealed pot challenge 822

    Jan - £176.66 :j
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    dawnybabes wrote: »
    You can do your car tax monthly now, makes it easier yo budget.

    Thank you :) It's not for me though, I don't want any more direct debits at the moment while things are precarious.

    I went for 6 months in the end. I'll probably regret it come December!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.