📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Shifting this debt one £ at a time.

15152545657149

Comments

  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All allowable spending. The coins will be a great keepsake. Can't be good all the time life's to short for that.

    I'm just about to spend loads of dosh updating our downstairs cloakroom.

    Hey retired, how are you getting on?

    I wanted a nice keepsake for them. The nappy was probably not so necessary though.

    Nice to have an updated cloakroom!
    Lovely idea for keepsakes :) I didn't know you did cloth nappies :) I never did but friends have theres some lovely designs xx

    Yes I use cloth, not so much these days, but still now and again. I will do when I'm at home again. There are some great designs out there, and it can be addictive!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • HarrysMummy
    HarrysMummy Posts: 173 Forumite
    Ooo which nappy? Is it green with a jungle theme? That may have just landed on my doorstep..... I'm more than a little addicted.

    The coins will be a lovely keepsake. Dude has a custom weenotions nappy with all his birth details on
    January 2015 - LBM
    MBNA - £1697.96
    Savings - £51.37/1000
  • jwil wrote: »
    Hey retired, how are you getting on?

    I wanted a nice keepsake for them. The nappy was probably not so necessary though.

    Nice to have an updated cloakroom!



    Yes I use cloth, not so much these days, but still now and again. I will do when I'm at home again. There are some great designs out there, and it can be addictive!

    I muddle through although it is hard work. OH now has steroid induced diabetes.

    Cloakroom is a mix of necessity and luxury. House is only 10 years old but unless I keep it updated if/when we sell should help it along. The luxury part is that I want the toilet cistern enclosed and an oblong sink in a vanity unit. It's going to be tiled from floor to ceiling and no skirting boards. No nooks or crannies easy clean for my arthritic knees :rotfl:

    Might have to start bay of e again to help pay for it.
  • Forgot to say I do read your diary but don't post very often. It was you that got me into selling my junk I mean collectable items.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi jwil :hello:

    Good to catch up and see that you're still plodding on and selling stuff..keep up the good work. I need my kids to list a load of collectibles this weekend..you have reminded me as I told them it had to be sold if they were to have any spending money for hols...

    Cloth is excellent, we used w lot of prefolds..some of which I still use now for mopping up, and the covers lasted 5 babies....I loaned them out and eventually sold some too. Now you wouldn't want to do that with a disposable..:o
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • peaceandfreedom
    peaceandfreedom Posts: 2,005 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Jwil,

    Long time since I've been around but I thought I'd pop in and say hello :). (By the way, I've started a new diary here.)

    I don't believe I've congratulated on your exciting news - so congrats on expecting a lovely shiny baby Jwil :j. Hope you are feeling better than you were earlier in your pregnancy.

    I see you are continuing to do an amazing job as always, will be popping back in more often now for inspiration. My own decluttering efforts have been, frankly, pathetic. :o
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooo which nappy? Is it green with a jungle theme? That may have just landed on my doorstep..... I'm more than a little addicted.

    The coins will be a lovely keepsake. Dude has a custom weenotions nappy with all his birth details on

    Nope it was the Royal Wave. I picked it up from the sorting office this morning, it's a teenyfit and so cute!

    Little jwil has a weenotions custom as well with his birthday on it. I'll do one for the new baby as well.

    I'm definitely going to restrain myself this time, I've got plenty of nappies, so don't really need any more.
    I muddle through although it is hard work. OH now has steroid induced diabetes.

    Cloakroom is a mix of necessity and luxury. House is only 10 years old but unless I keep it updated if/when we sell should help it along. The luxury part is that I want the toilet cistern enclosed and an oblong sink in a vanity unit. It's going to be tiled from floor to ceiling and no skirting boards. No nooks or crannies easy clean for my arthritic knees :rotfl:

    Might have to start bay of e again to help pay for it.

    Sorry to hear about your OH, it's never ending isn't it!

    The updates to the cloakroom sound excellent. I don't have arthritic knees, but our bathroom is probably 40-50 years old :eek: and cleaning around all the pipes and nooks and crannies is awful!
    Forgot to say I do read your diary but don't post very often. It was you that got me into selling my junk I mean collectable items.

    Thanks retired, it's no problem, just nice to hear from you now and again :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    brizzledfw wrote: »
    Hi jwil :hello:

    Good to catch up and see that you're still plodding on and selling stuff..keep up the good work. I need my kids to list a load of collectibles this weekend..you have reminded me as I told them it had to be sold if they were to have any spending money for hols...

    Cloth is excellent, we used w lot of prefolds..some of which I still use now for mopping up, and the covers lasted 5 babies....I loaned them out and eventually sold some too. Now you wouldn't want to do that with a disposable..:o

    Thanks Brizzle :) Hope your kids got their listings sorted, spending money for hols is a good incentive!

    I didn't use prefolds with little jwil, but I did buy a pack in the recent Aldi offer for Bambino Mio so will try them again.

    There's a great market for used (non disposable :eek:) nappies, so I'll be able to sell my stash when I'm finished with it all.
    Hi Jwil,

    Long time since I've been around but I thought I'd pop in and say hello :). (By the way, I've started a new diary here.)

    I don't believe I've congratulated on your exciting news - so congrats on expecting a lovely shiny baby Jwil :j. Hope you are feeling better than you were earlier in your pregnancy.

    I see you are continuing to do an amazing job as always, will be popping back in more often now for inspiration. My own decluttering efforts have been, frankly, pathetic. :o

    So nice to hear from you again P&F, I've just spotted your new diary!

    Thanks for the congratulations! Sickness has eased thankfully, but now have spd with a vengeance which is very painful, but still managing best I can.

    My decluttering efforts don't seem to make a lot of difference, it's really frustrating! There must come a tipping point I'm sure.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope everyone is doing well :)

    Had a very busy few days.

    Unfortunately the rage from last week did overspill, and the inevitable bust up with DH happened on Friday :o All is well now again though, and some effort has been made with getting on with stuff. I have a big list of things to put on ebay.

    We took little jwil out for the day on Saturday and I was in London on Monday so no real time for doing a lot.

    Yesterday I had 30 ebay parcels to pack and post and another 4 items went overnight! So that is a lot of stuff gone again which is a relief.

    I have booked a couple of days off later this month when little jwil will be in nursery, so hope to be able to get on a bit then. DH will be at work as well, so that will be a nice bit of time to myself.

    People on ebay are annoying me as ever :D I've got something on BIN with best offer thinking I'll take offers of 10-20% less. My price is not unrealistic, and in fact as it is, is a very good deal compared to the retail price. Yet still people are offering ridiculously low prices of a few ££. If I wanted that much less for it, I would have listed it for that much less! I've got auto decline up for less than a certain amount, but someone messaged me with a sob story, so wanted to see what they'd offered as if it was just a bit less I would have accepted. It was less than 1/5th of the listing price and in reality wouldn't have covered the postage alone as it's listed with free postage :mad:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    jwil wrote: »
    Hope everyone is doing well :)

    Had a very busy few days.

    Unfortunately the rage from last week did overspill, and the inevitable bust up with DH happened on Friday :o All is well now again though, and some effort has been made with getting on with stuff. I have a big list of things to put on ebay.

    We took little jwil out for the day on Saturday and I was in London on Monday so no real time for doing a lot.

    Yesterday I had 30 ebay parcels to pack and post and another 4 items went overnight! So that is a lot of stuff gone again which is a relief.

    I have booked a couple of days off later this month when little jwil will be in nursery, so hope to be able to get on a bit then. DH will be at work as well, so that will be a nice bit of time to myself.

    People on ebay are annoying me as ever :D I've got something on BIN with best offer thinking I'll take offers of 10-20% less. My price is not unrealistic, and in fact as it is, is a very good deal compared to the retail price. Yet still people are offering ridiculously low prices of a few ££. If I wanted that much less for it, I would have listed it for that much less! I've got auto decline up for less than a certain amount, but someone messaged me with a sob story, so wanted to see what they'd offered as if it was just a bit less I would have accepted. It was less than 1/5th of the listing price and in reality wouldn't have covered the postage alone as it's listed with free postage :mad:

    Yes, I had someone last week-within an hour of putting something up for sale someone offered me much less than half the price, back and forth the offers went and in the end they didn't get it.
    I also had someone buy something from me and then said it wasn't as described and wanted to send it back. I had to accept the return and ended up paying the £2.99 fee for the return. The bay said I could contest the return postage once I had received it back as it was exactly as described. Unfortunately, now I've got it back and spoken with the bay again, they can't refund the return postage. I have had the defect removed though. So I suppose that's something.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.