Nice People 13: Nice Save

GDB2222

chewmylegoff wrote: »

Whilst I don't disagree in this particular case (although the facts aren't that clear as the advice given is not considered - he seems to have received a cash incentive of £17.5k to do this...), fraudsters are increasingly targeting people with final salary schemes - they are a good source of financially unsophisticated people with significant amounts for the fraudsters to get at. They are encouraged to transfer into a SIPP or SSAS and then from there to invest into the fraudster's scheme. You need an IFA to sign off the transfer - the IFA is prepared to do this as they are only liable for the transfer to the SIPP/SSAS and not for what investments are then chosen - from that point it turns into a commonal garden boiler room scam.

Quite often, the bona fide pension schemes have got wise to what is going on, and they have refused to transfer the money. The trouble is that that then puts them in breach of the law, which requires them to give a transfer if the member demands it. What is more, they then have to to report themselves to the pension regulator for the breach. It is all a terrible mess from a regulatory point of view.

ivyleaf

vivatifosi wrote: »

Have you seen the other Ottolenghis - Jerusalem and Persiana? They're probably the most popular Mid East cook books at the moment.

Libraries have been much in the news today. Looking at some of the other local authorities and libraries that have been featured, I've been counting my lucky stars to work in a fantastic facility and in an authority that has a clear strategy.

I haven't looked at those books yet, though did watch the TV series of Jerusalem and thought the food looked very interesting

Two of our local libraries are now "run by the community" and are apparently doing very well and are able to offer longer opening hours than the council had become able to.



Thanks to you too PN, I'd forgotten about the library database
I think that where we live we can now borrow from a lot of London libraries. It's quite expensive here to reserve a book or get one sent from another library, but still cheaper than buying a new copy.

lostinrates

Ever generous, kiwi just took our neighbours to the north one of our shared rats for Christmas.

ukmaggie45

lostinrates wrote: »

Ever generous, kiwi just took our neighbours to the north one of our shared rats for Christmas.

LOL I bet they were THRILLED with that gift! :rotfl:

Hugs from wet Liverpool.

lostinrates

ukmaggie45 wrote: »

LOL I bet they were THRILLED with that gift! :rotfl:

Hugs from wet Liverpool.

Well....they didn't want the holes in the hedge plugged up so that he could get through....they have to live with the consequences! They benefit from the ratting, but have to deal with the result too.

GDB2222

ukmaggie45 wrote: »

Hugs from wet Liverpool.

I'm sorry it's been wet. Hugs from dry London. It's been a beautiful day. Only 3 more days until the days start getting longer again! :j:j:j:j

mystic_trev

lostinrates wrote: »

Ever generous, kiwi just took our neighbours to the north one of our shared rats for Christmas.

It's the thought that counts! :rotfl:

ukmaggie45

GDB2222 wrote: »

I'm sorry it's been wet. Hugs from dry London. It's been a beautiful day. Only 3 more days until the days start getting longer again! :j:j:j:j

We did have a gorgeous morning, so I shouldn't moan! But the ISS was due 2 passes this evening, and first time it was pi55ing down, so missed that, the later one is 6.22, only for a minute so even if it's clear by then we'll prob miss
it.

Can't wait for the longer days!

PasturesNew

ivyleaf wrote: »

It's quite expensive here to reserve a book or get one sent from another library, but still cheaper than buying a new copy.

It is pricey, but it's nice to know where copies exist as you might pass those libraries occasionally or often.

PasturesNew

Somebody's cooked me a pie for tea, so I'll be popping out in a bit. drove to the town 8 miles away to look for small giftettes, but it was a miserable shopping experience as I didn't know what I wanted - and didn't manage to find anything either.

Bought a great snowman jar thing in theworks. It's a plastic sweet jar with arms/head/hat/scarf and you fill it with sweeties. So I got one for my sibling and one for me. Mine's now filled with sweeties and looking all Xmassy by the tree.

I got two as they were £2, but it was a BOGOF (so £1 each). Looks like they're usually £4, so a double bargainous find. http://www.theworks.co.uk/p/christmas-decorations/snowman-candy-jar/5052089154094