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The £1,000 emergency fund challenge.
Comments
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Hi,
I'd like to join this challenge if it's not too late?
Many thanks,
PennyJarDebt Free - 2011 (£15, 000) :T | MFiT - T4 #78 £0/£20,000 (Mortgage reduction target)
Mortgage Free Goal - 2026 (£101, 062) | #198 Emergency Fund Challenge £500/£1000
Massive :money: fan - thank you for changing the game!0 -
PennyJar, you are never too late to join. You are member #198.
Got the possible chnace of another job. Longer hours, lower pay, but permanent.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
#193 checking in with a payment of £43.60 bringing my emergency fund total to £643.60.VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000
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Since my redundancy back in April 2010, all I've managed to get is agency or fixed term work.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Two cheques have just cleared meaning I can add £180 to my EF. The money was for some casual work delivering leaflets in June and £50 cashout from a survey site. The survey money took about a year to reach the cashout level, I nearly lost the will to live doing so many surveys:eek: but worth it in the end:j.
EF now stands at a healthy £830:j. I'm ecstatic as it's such hard work finding any extra to save. I'm making a real effort to save every penny extra I make from surveys, selling stuff, casual work, cashback, and anything else I can think of. In the past I looked on this extra money as a bit of help with the monthly budget as I'd overcommitted on the amount I was paying on my DMP to get rid of it as soon as possible:o. It was making even a frugal life a real struggle so I've negotiated a slightly lower monthly payment towards my debts. It will only extend the term of my DMP by about 6 months so not too drastic. Life seems a lot better now:j0 -
Hello everyone. I have added £380 to my EF today taking it to £640 in total. Feels like I am getting there
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Hi
#198 checking in with £80 please.
Thanks
PennyJarDebt Free - 2011 (£15, 000) :T | MFiT - T4 #78 £0/£20,000 (Mortgage reduction target)
Mortgage Free Goal - 2026 (£101, 062) | #198 Emergency Fund Challenge £500/£1000
Massive :money: fan - thank you for changing the game!0 -
Payday tomorrow. One more pay packet to come before my contract ends.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
#193 checking in with a payment of £56.40 bringing my total to £700.VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000
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