The £1,000 emergency fund challenge.

[Deleted User]

More car trouble to report:mad:. Engaging gears has been very hit and miss for about a fortnight, not risking using it until it's sorted. Have been told it definitely isn't the clutch but might need a new (reconditioned/scrap in my case) gearbox:eek:. Not had an expert look at it yet (can't get it to a garage in it's current state) this is just what people have advised without seeing it. A guy OH knows who runs his own one-man repair business is calling round to see it tomorrow and if he can do the work I know it won't cost too much.

Have some money from selling stuff etc that I was planning to put in my EF but will hang onto it for now as it will probably be needed for the car work. Plus I'll have to take some more from my EF no doubt:(.

Cars!!! I hate 'em:mad:. I've been so relieved that my very old car has sailed through about 8 MOTs without even any advisories until this year (needed new rear exhaust) and has been very cost-effective over the years. This year, though, just about everything that can go wrong has done. Have to keep it going as live in a rural area with no public transport and absolutely no chance of replacing it for something newer. When I get my EF stabilised I might designate it as a 'new car' fund.

Have a good bank Holiday, everyone, despite the weather:beer:. Been bucketing down here since first-light this morning.

[Deleted User]

patman99 wrote: »

Welcome Teeni, you are #109.

Everyone is doing well. Now I'm earning a wage and have my WTC sorted, I can really attack my EF with a vengence.

Must update my sig with latest figures.

Really pleased things are looking up for you, patman.:beer:

bogbrsh250

hi patman can I have a number please

teeni

Thank you for my number i have added it to my signature, I have also joined the sell £1000 challenge and will use that to build an emergency fund. Today i have had facebook sales of £104 which i have added to the sales from last week which is building up nicely .

patman99

Welcome bogbrsh. You are #110 of our growing army of savers.

bogbrsh250

I'm a massive fan of dave ramsey so I thought I'd get on board. I follow the FPU plan

Trixxibell

#4 giving an update: balance now at £831.39/£1000 a payment a day no matter how small keeps this figure rising xx


Keep going everyone

[Deleted User]

Trixxibell. That's some impressive balance, absolutely brilliant:T:T:T

I love the idea of a payment a day and am wondering whether I could manage it. Trouble is, on many days it would just be a few pence:o

You'll reach the £1000 before you know it:beer:

takingcontrolatlast

bogbrsh250 wrote: »

I'm a massive fan of dave ramsey so I thought I'd get on board. I follow the FPU plan

What's the FPU plan please?

rising_from_the_ashes

Well .... been having a think re house insurance. I'm really struggling to find the extra £100 to pay it in full

My plan for this year was to get the car ins off d/debit & paid in full and then do the house ins next year (it's sooooo hard trying to save for them & pay them d/debit at the same time )

I'm also still £50 short for the house maintenance and haven't really got the car ins pot going too well yet (I was planning on working on this once the landline rental was paid this month)

I've checked the cost of paying the house ins d/debit and it's only an extra £12 over the year - and it's still £120 cheaper than the old ins would've been paid d/debit :T so I'm reasonably happy and think I'm going to revert to that plan!

The upside to this is I now have £65 'spare' :rotfl: that I'd scrimped together to try to pay the house ins

So, £15 added to the EF :T and the other £50 is sitting in my 'house & car - annual' account. It will either go to the house maintenance (if I've not got that all saved by the time it needs done) OR preferable start off my car ins pot!

Baby steps