Spent 4 years pretending it's all OK
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Hi Noah,
Just keep swimming, just keep swimming.. or plodding in your case..
Soon be spring and we can look forward to some lovely photo's of your garden...
Hope you have a good day and avoid the rain if its wet where you are.. Puzz don't like rain.....
Love Puzz. xChristmas 2020 £109
I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
£60062/25384.84 - 13222.60k UE
MY DIARY http://forums.moneysavingexpert.com/showthread.php?t=47686850 -
Sorry you had a bad night. Good luck with the filing!" Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
NoOneAround wrote: »- DD has taken up journaling (spelling doesn't look right?) which I also quite fancy.
Oh no not Bujo! I follow on FB. OMG they are obsessively keen. Put me off a bit I have to say! Think I will find my own simple wayBe the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'0 -
I don't do Bujo....but like my Happiness Journal... Got reduced part way through Feb.
Have a good day NOA xx
(Hi Ig :wave:.. hope alls good with you too)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Sorry you had a bad night. Good luck with the filing!
Thanks Bob Sleep is a constant daily battle:( 4hurs is a good night, I can keep functioning, less than 2.5hr makes it hard to focus the next day. Today might be written off too but its sunny outside so I will do minimum required today (letters to clients) and then spend some time in gardenOh no not Bujo! I follow a pre on FB. OMG they are obsessively keen. Put me off a bit I have to say! Think I will find my own simple way
They are obsessive Igamogam! I don't think I could keep it up for long, I just like the artistic side of it, rather than spending and hour making a to-do list look beautiful .....!brizzledfw wrote: »I don't do Bujo....but like my Happiness Journal... Got reduced part way through Feb.
Have a good day NOA xx
(Hi Ig :wave:.. hope alls good with you too)
Thanks Brizzle I have a dream/gratitude journal but it has been neglected for months
sorry didn't understand "got reduced part way through Feb"? not the happiness part I hope;) I think I read it as went from Bujo to Happiness journal? (am a bit slow this am )
NOA
xFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Saw Mum yesterday but it was a long day and pretty tired today.
Sorted out quite a few admin bits with her yesterday.
Anxiety levels very high at the moment and can't shake it off. Dr gave me some tel numbers last week in case I felt like talking to someone, but it feels a bit alien to me to do that.
DD coming home today:j she needs to pick up some books we already have rather than just buy again, plus it is close to DH birthday, so she's surprising him - I'd told him she was too busy to come in Feb :rotfl: Iwill exchange some CubC8rd vouchers for a meal out perhaps, should lift all our spirits for a bit.
Today is going to be a domestic day I think, possibly do some raking? poor snowdrops struggling to show through the carpet of leaves that were never cleared in autumn. and mustn't forget VAT :eek:
Re money was heartening to get annual mortgage statement (sig updated) but frightening at the same time as I still have a big chunk of it on interest only and less than 10 years to sort out means of payment.
Happy Friday!
NOA
xFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Sorry.. (dont worry I do this in RL too..ie. confuse folks by leaping from topic to topic! my bad)
its a brand of journal that I found referenced on a frugal blog. And although not frugal, it was my treat to myself last month. Its helping me keep focussed. And...because I bought it part way through Jan and this version is branded for 2017 it was slightly reduced
Sorry to hear re sleep....thats hard
xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Whoop to DD coming home.
Shoot..you have reminded me I must do VAT too..
scurries offMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzledfw wrote: »Whoop to DD coming home.
Shoot..you have reminded me I must do VAT too..
scurries off
glad to be of assistance :rotfl:brizzledfw wrote: »Sorry.. (dont worry I do this in RL too..ie. confuse folks by leaping from topic to topic! my bad)
its a brand of journal that I found referenced on a frugal blog. And although not frugal, it was my treat to myself last month. Its helping me keep focussed. And...because I bought it part way through Jan and this version is branded for 2017 it was slightly reduced
Sorry to hear re sleep....thats hard
x
No need to apologise - it keeps people on their toes:D
xFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
It has brightened up no end, theres a big yellow circle in the bluest of skies just like in primary school pictures, and I'm off outside ...........
xxFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510
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