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Scottish independence

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I personally cannot wait for tomorrow, I am looking forward to voting and taking my son with me.

    My vote is based on what I feel would be right for my son and I's future and Scotland. I hate that bigotry and that has became part of it though and its showing a lot the now :/

    I have been told that my vote is based on being "catholic, celtic fan and hate english" complete nonsense since I am not even slghtly religious, hate football and love English people.:) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • dunstonh
    dunstonh Posts: 120,177 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Blame project fear for that.Coming soon to a EU referendum near you....

    You call it project fear. What do you call the yes campaign?

    Project leap of faith
    Project unrealistic expectations.

    By its very nature, the No campaign cannot be as exciting. The No campaign is arguing for what we have. It cant make many promises of a better life because it is the life you have now. The yes campaign are making up all sorts with a projection of a wonderful life where services will be better, taxes will be lower and everything will be better. However, it is not backing up the fantasy with facts and figures. Edinburgh has no better track record of delivering public sector projects than Westminster. The anger some have with Westminster will just become anger aimed at Edinburgh in years to come. You replace one set of suits with another set of suits.

    As for how the NHS came into, I don't know. Scotland has had control of its NHS spending for very many years and actually spends less per head on the NHS than England. Yet the yes campaign say the NHS is at threat unless you vote yes.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • kingrulzuk
    kingrulzuk Posts: 1,330 Forumite
    monz wrote: »
    I personally cannot wait for tomorrow, I am looking forward to voting and taking my son with me.

    My vote is based on what I feel would be right for my son and I's future and Scotland. I hate that bigotry and that has became part of it though and its showing a lot the now :/

    I have been told that my vote is based on being "catholic, celtic fan and hate english" complete nonsense since I am not even slghtly religious, hate football and love English people.:) x


    Aye you do that hen :)
    What happens if you push this button?
  • rpc
    rpc Posts: 2,353 Forumite
    dunstonh wrote: »
    As for how the NHS came into, I don't know. Scotland has had control of its NHS spending for very many years and actually spends less per head on the NHS than England. Yet the yes campaign say the NHS is at threat unless you vote yes.

    It came into the debate because Yes needed to identify an issue that would swing people over. The NHS is a sensitive topic for many people and a perfect topic to scare people into voting Yes.

    That virtually everything Yes have said about the NHS is a lie doesn't mean that people don't believe it.

    The biggest threat to the NHS in Scotland is the SNP. Westminster has chosen to increase their NHS budget in real terms, the SNP say that their NHS budget is increasing but the facts show that it is a cash increase and real terms cut.
  • zeupater
    zeupater Posts: 5,390 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    monz wrote: »
    I personally cannot wait for tomorrow, I am looking forward to voting and taking my son with me ....
    @monz

    .... just an observation, your signature "RBS loan - 1/60 paid back £4,940.97 to pay from (£5,000)" .... ????

    Looks like £60 (1.2%) paid back to me, not 1/60 (1.7%) .....

    HTH
    "We are what we repeatedly do, excellence then is not an act, but a habit. " ...... Aristotle
    B)
  • Just incase anyone is still left believing the SNP's propaganda that this is all a load of rubbish

    http://www.telegraph.co.uk/sport/rugbyunion/11099705/Scotland-rugby-legend-reveals-abuse-over-Scottish-independence-No-statement.html

    Guy is a legend for Scotland as well.
  • bowlhead99
    bowlhead99 Posts: 12,295 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Post of the Month
    zeupater wrote: »
    @monz
    .... just an observation, your signature "RBS loan - 1/60 paid back £4,940.97 to pay from (£5,000)" .... ????

    Looks like £60 (1.2%) paid back to me, not 1/60 (1.7%) .....

    HTH
    Maybe she's paid 1 of the 60 monthly payments of £115 but with an interest rate of 14.2% her payment only clears £59 of the loan principal this first month. Or some other convoluted calculation if there were payment holidays or variable rates involved ;)
  • zeupater
    zeupater Posts: 5,390 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bowlhead99 wrote: »
    Maybe she's paid 1 of the 60 monthly payments of £115 but with an interest rate of 14.2% her payment only clears £59 of the loan principal this first month. Or some other convoluted calculation if there were payment holidays or variable rates involved ;)
    ... amazing, but keep quiet ... you never know, politicians could catch on and start to use polysemes instead of figures for some shady reason or other ... who'd have thought it ... ;)
    "We are what we repeatedly do, excellence then is not an act, but a habit. " ...... Aristotle
    B)
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    rpc wrote: »
    The biggest threat to the NHS in Scotland is the SNP. Westminster has chosen to increase their NHS budget in real terms, the SNP say that their NHS budget is increasing but the facts show that it is a cash increase and real terms cut.

    A whilstleblower yesterday provided evidence of a planned £400m scottish NHS cut: http://www.bbc.co.uk/news/uk-scotland-29213416

    http://www.gponline.com/funding-cuts-scotland-spark-collapse-general-practice/article/1312531

    http://www.independent.co.uk/news/uk/scottish-independence/scottish-nhs-would-face-450m-black-hole-under-independence-9735541.html

    The SNP would presumably have some convoluted reason that it was Westminster's fault but you got to ask yourself why they never mentioned the £400m in their campaign. Surely, if they had somehow been forced to cut the scottish NHS, over which they have 100% control, that would have made marvellous campaign material? Why did they hide it? Were they scared the truth would come out?
  • jimjames
    jimjames Posts: 18,875 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    zeupater wrote: »
    @monz

    .... just an observation, your signature "RBS loan - 1/60 paid back £4,940.97 to pay from (£5,000)" .... ????

    Looks like £60 (1.2%) paid back to me, not 1/60 (1.7%) .....

    HTH

    I'm sure the Salmond will have promised that with independence it will be wiped clean anyway. Come Friday the debt will be zero....life will be perfect after voting yes :)
    Remember the saying: if it looks too good to be true it almost certainly is.
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