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Get lost debt

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  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Due to no sleep for three nights and being in a fair amount of pain I have spent this morning looking at future budgets rather than doing anything more physical. I have followed the Frugal Living challenge this year but haven't been as frugal as I could. After working out my annual costs I was shocked. The fight is on to pay off all the debts and half my annual costs if possible while still living.

    Also I realised that I have a lot of weight to lose and had a real reminder of how much last night. Yesterday I dug up 19lbs of pots and the bag was heavy. I have 2 1/2 times that to lose. I was very, very shocked. I have started C25k recently but have really been struggling with my stamina (I have none). I have decided to do week one for a few weeks while doing The shread then work up from there.

    I must try to get some stuff done this afternoon or I will feel I have wasted the day.

    Roll on Friday....payday.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Chrysalis1976
    Chrysalis1976 Posts: 682 Forumite
    I hope you manage to get some sleep tonight it's horrible when you have little ones too as you still have to function, don't beat yourself up about the weight loss just change one thing a day and build it up - it will come!

    Keep going, you're doing so well.

    C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Thank you chrysalis.

    He is a good little boy, no trouble really so easy to look after.

    I thought I was heading for another night of sleeplessness but managed to get off eventually. I keep waking up though and jumping out of bed in a panic. I think I'm getting stressed about going back to work next week.

    I'm going to get back into the exercise today. I don't like what I see in the mirror and think it's time to look after me again. A little reinvention may be fun too. Mid life crisis....me....never.

    PAYDAY TOMORROW :j:j:j
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Chrysalis1976
    Chrysalis1976 Posts: 682 Forumite
    Yay to pay day, glad you had a better night hope you've had a good day today.

    C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Payday :j but paid out for lots of bits so the account is looking a little sparse.

    I'm trying to get the decluttering and small jobs head back on but I'm not feeling the love for it today.;)

    I have been a bit naughty. I washed my work bag and two of the handles came off. Unfortunately I can't repair it so had treated myself to a new one. I do need to carry paperwork, tablets, etc so need something spacious and its something which isn't the height of fashion so will last a long time. It's nice though.

    Tea soon then into DS's bedroom as its a state. Some will be bagged up for the charity shop, he can only play with so much. Mean mummy.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Chrysalis1976
    Chrysalis1976 Posts: 682 Forumite
    It's amazing how toys breed isn't it, it seems like we're decluttering every few weeks!

    Hope you're having a good bank holiday.

    C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Today my mood matches the weather. Dark and rainy........back to work tomorrow.:( and its training week:mad::eek:. At least my bag is ready and not the usual rush looking for stuff.

    I give up, its impossible to use a touch screen on the bed with a four year old bouncing.

    Right sitting on the floor. I cant type now.DS's bedroom tidied and he has promptly messed it up again. Little toad. Also some decluttering done. I wanted this cone before heading back to work but alas no. A big difference though which is good. It's going to be an ongoing project.

    DS starts school next Monday so I have Mondays and Fridays to get work done on the house. I think the bathroom is possibly going to be the first big project.

    After tea though I'm going to get his uniform name tags done.

    Time to check to see what is dry and can be swapped for wet washing.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • in_need_of_direction
    in_need_of_direction Posts: 7,703 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Today I am grateful for no more name tags, ever!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Chrysalis1976
    Chrysalis1976 Posts: 682 Forumite
    Hope you had a good day back at work, I feel so much better packing my bag the night before, lunch made and clothes ready so that the morning can be as relaxed and stress free as possible. Having said that I wonder how many days it will be before the kids can't find their shoes in the morning sending us into a panic just before setting off!

    Must allocate school shoe zone!

    C x
    Loan from Mum £500/£300
    DH computer £270.06/PAID :T
    Kids computer £854.33/46.18 :eek:
    Bike £276.15/118.35
    Overdraft £1192/0 :eek:
    Car £5374.04/316.12 :eek:
  • sassychick2014
    sassychick2014 Posts: 808 Forumite
    Hi hon

    Hope your first day back to work went ok and your mood is a bit brighter now! :) xx
    CC1: 10273.70/6892.56. CC2: 1000/832
    Cat1: PAID :j Cat 2: Paid :j Cat3: Paid :j Cat4: paid :j Family: paid :j CC3: paid :j M/A: Paid :j.
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