How much to pay a live in carer

Icequeen99

sh1981 wrote: »

I NEVER said is an ERB, I never said that. I have been right all along, but at no point would I get a single thank. You, as soon as you even agreed with me, would get lots of thanks. I am so right when I say people here argue with me simply cause they hate my intelligence and the expert manner in which I deal with problems.

I don't hate anything or anyone. I have been perfectly polite.

All i ever do in my contribution to these boards is try and explain the rules based on my years of working in the field and back that up where possible.

I don't think there is any need to argue this further - you have posted links to two websites that are perfectly accurate in my opinion and people reading this thread can read those and understand it.

I am not sure that I understand what you are saying to be honest - i agree that in cash terms there is no difference. If that is what you are saying you are right. What I don't agree with is the statement that CA is not paid because it is the higher benefit.

IQ

nannytone_2

as ice queen has said ..
the rule you are referring to does exist.
but you are applying it to the WRONG BENEFIT.
i'll try a different way.
say the law says that an indivifual needs £60 a week to live on. ( this isnt the correct amount.. it is a ficticious figure)
that is the amount paid by income support.
lets say carers allowance is £40
because carers allowance is not a means tested benefit, it will be paid fiest.
this means the carers income will be £40 a week.
that is less than the law says the claimant needs and so it will be topped up by the missing £20 by income support.
then a carers premium is paid additionally.

you may like to think that it is all income support because the amount of carers has been de4ducted., but this isnt the case.
the carers allowance would have been in payment and topped up by IS.
so BOTH benefits are being paid

sh1981

Icequeen99 wrote: »

Your example is not wrong. But then you are talking about something different if you are just looking at cash terms.

What you said in your previous post was that IS is paid because it is the higher benefit under the overlapping benefit rules. That isn't correct, overlapping benefit rules do not apply to IS as they do to other ERB.

In actual fact, as the posters here have said, you do physically get paid the carer's allowance and you do physically get paid some IS. You don't just get one payment of IS.

As your example shows in cash terms, the CA is taken off the IS £1 for £1.

So in cash terms the end result is the same, but the reason why wasn't correct in my opinion.

And the mechanism is important as for other benefits CA would count as income but IS wouldn't so how it is paid is relevant.

IQ

No I'm sorry but this is irrelevant. What matters is MONEY. You do get the highest paying benefit and I have given two links, one to NHS and more importantly to the .gov website. The end result is, the amount you get is exactly EQUAL to what you would get if you got only IS. That is a fact that is backed by two websites.

I say again you can only get IS, you wont get a penny out of CA. It might be paid in bank I agree, you would get CA paid in bank. But the end result is that your IS is lowered till both CA and IS equal full IS rate.

This is because IS is the higher paying benefit. This is because of overlapping rules and because of the 102 a week restriction on CA.

sh1981

nannytone wrote: »

as ice queen has said ..
the rule you are referring to does exist.
but you are applying it to the WRONG BENEFIT.
i'll try a different way.
say the law says that an indivifual needs £60 a week to live on. ( this isnt the correct amount.. it is a ficticious figure)
that is the amount paid by income support.
lets say carers allowance is £40
because carers allowance is not a means tested benefit, it will be paid fiest.
this means the carers income will be £40 a week.
that is less than the law says the claimant needs and so it will be topped up by the missing £20 by income support.
then a carers premium is paid additionally.

you may like to think that it is all income support because the amount of carers has been de4ducted., but this isnt the case.
the carers allowance would have been in payment and topped up by IS.
so BOTH benefits are being paid

So this is what I had been saying all along. Where exactly was I wrong? Nowhere!

The end result is you get higher paying benefit which is IS, thats the MONEY you get and its the MONEY that matters.

Mojisola

sh1981 wrote: »

WRONG WRONG WRONG! CA can not be topped up with IS. You only get carers premium with that!

sh1981 wrote: »

I say again you can only get IS, you wont get a penny out of CA. It might be paid in bank I agree, you would get CA paid in bank.

CA can not be topped up with IS but you would get CA paid in bank?

nannytone_2

you tell yourself you are right if it makes you feel important.
tyhe fact is that YOU said that IS and CA CANNOT be paid at the same time.
EVERY poster that had knowledge of benefits says this is INCORRECT.
yet still you throw your toys out of the pram

CA is paid first because it isnt means tested.
you can have a million in the bank and still receive it.
the criteria states that you cant 'earn' more than £102 a week, but apart from that, there are no money restrictions.
so NO, not all money is classed as being the same as far as benefits are concerned

Icequeen99

sh1981 wrote: »

No I'm sorry but this is irrelevant. What matters is MONEY. You do get the highest paying benefit and I have given two links, one to NHS and more importantly to the .gov website. The end result is, the amount you get is exactly EQUAL to what you would get if you got only IS. That is a fact that is backed by two websites.

I say again you can only get IS, you wont get a penny out of CA. It might be paid in bank I agree, you would get CA paid in bank. But the end result is that your IS is lowered till both CA and IS equal full IS rate.

This is because IS is the higher paying benefit. This is because of overlapping rules and because of the 102 a week restriction on CA.

I can only say this once again. You are correct - the end result is that your IS is lowered till both CA and IS equal full IS rate. No one is disagreeing.

But it isn't because of the overlapping benefit rules - the two sites you link to make that clear.

The overlapping benefit rules only apply to ERB.

The reason the result is as you say is because of the IS rules which treat CA as income and therefore it results ina £1 for £1 deduction.

If you would like I can give you the legislation on the overlapping benefit rule and you will see that IS is not listed in benefits covered by that.

IQ

sh1981

Mojisola wrote: »

CA can not be topped up with IS but you would get CA paid in bank?

Absolutely right. I was correct when I said that. You cannot get CA topped up with IS. You would get IS and CA SEPERATELY.

Icequeen99

Just in case anyone is interested - the DMG for this topic is here https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/296094/dmgch17.pdf which has legislative references.

As you will see, IS is not one of the personal act benefits which the overlapping benefit rules apply to.

And just to add - you are still better off claiming the CA because by doing so you get the carer's premium in IS which you wouldn't get if you only claimed IS without CA.

IQ

Mojisola

sh1981 wrote: »

Absolutely right. I was correct when I said that. You cannot get CA topped up with IS. You would get IS and CA SEPERATELY.

Oh dear! Really struggling to maintain your position now.

If you concentrate hard, you may be able the type the sentence
"I was wrong".