How much to pay a live in carer

Mojisola

https://www.nhs.uk/CarersDirect/moneyandlegal/carersbenefits/Pages/CarersAllowance.aspx
Claiming Carer's Allowance can affect your eligibility for means-tested benefits, including:
Income Support, which can top up your income if you don't have to sign on as being unemployed, for example, if you're a carer or a lone parent
Income-related Employment and Support Allowance, which can top up your income if you're under 65 and have a "limited capacity for work" because of ill health or a disability
Income-based Jobseeker's Allowance, which can top up your income if you're actively seeking work
Pension Credit, which can top up your income if you're at or near State Pension age
Housing Benefit, which can help with rent if you have a low income
Council Tax Reduction, which can help with rent if you have a low income

Icequeen99

sh1981 wrote: »

I'm afraid you are completely wrong. Only the higher paying benefit will be paid.

Continuing my tradition of giving honest and accurate advice here is a link to an official government website:

http://www.nhs.uk/CarersDirect/moneyandlegal/carersbenefits/Pages/CarersAllowance.aspx

Now read this CAREFULLY in BOLD:
Carer's Allowance is an "earnings replacement benefit". You can't normally get more than one earnings replacement benefit at the same time, as they are said to "overlap".

If you're entitled to more than one of these benefits, a benefit based on NI contributions will be paid in preference to one that does not depend on contributions. If you're entitled to two benefits, you will be paid the benefit that pays the higher amount.

Hence if you get IS, you will NOT get ANY money for CA. This is because IS is higher paying benefit.

Now I've pasted the link from an official site, if you wish to contradict what I just said please DO NOT respond by making baseless comments, come up with something concrete from an official rule, otherwise just thank me.

I think you have mis-read the page you have linked to. You can't get more than one ERB at a time - but IS is NOT an ERB. If you look at the link you have posted, it lists the earnings replacement benefits. The higher paid benefit rule only applies to ERB.

And so, the people who are getting both are being paid correctly. They get CA and then they get IS where the CA is taken into account as income. CA and IS are not overlapping benefits.

IQ

nannytone_2

the part that you are totally missing is that INCOME SUPPORT IS NOT AN OVERLAPPING BENEFIT
and so will be paid to top up the clai, for carers allowance.
[Text removed by MSE Forum Team]

nannytone_2

Icequeen99 wrote: »

I think you have mis-read the page you have linked to. You can't get more than one ERB at a time - but IS is NOT an ERB. If you look at the link you have posted, it lists the earnings replacement benefits. The higher paid benefit rule only applies to ERB.

IQ

good luck. we have been pointing this out for over a day.
quite interested to see if you too become 'wrong' as sh1981 thought you agreed with him

sh1981

Icequeen99 wrote: »

I think you have mis-read the page you have linked to. You can't get more than one ERB at a time - but IS is NOT an ERB. If you look at the link you have posted, it lists the earnings replacement benefits. The higher paid benefit rule only applies to ERB.

And so, the people who are getting both are being paid correctly. They get CA and then they get IS where the CA is taken into account as income. CA and IS are not overlapping benefits.

IQ

The end result is the same.

If you get:
IS: £50
CA: £40

What you will get in terms on MONEY is only £50 in CASH when you withdraw it from your post office or bank account.

Am I wrong?

Icequeen99

nannytone wrote: »

good luck. we have been pointing this out for over a day.
quite interested to see if you too become 'wrong' as sh1981 thought you agreed with him

He has the rule right - you cannot claim two ERB at the same time and the higher benefit will be paid. But he is making a mistake in thinking that IS is an ERB as you say.

The answer is on the page he links to which lists those benefits that overlap with CA.

IQ

sh1981

nannytone wrote: »

the part that you are totally missing is that INCOME SUPPORT IS NOT AN OVERLAPPING BENEFIT
and so will be paid to top up the clai, for carers allowance.
for someone who 'claims' to be intelligent, you seem to have extreme problems with grasping this simple FACT

Ok, here you go, yet again, another OFFICIAL LINK to an OFFICIAL WEBSITE:

https://www.gov.uk/carers-allowance/what-youll-get

Read the bits below in BOLD:
Underlying entitlement

You can’t normally get 2 income-replacement benefits (eg Carer’s Allowance and the State Pension) paid together.
This is called the ‘overlapping benefit rule’. If you can’t be paid Carer’s Allowance because of this rule, you have ‘underlying entitlement’ to Carer’s Allowance instead.
This might mean you could get:

• the carer premiums in Jobseeker’s Allowance and Income Support
• the extra amount for carers in Pension Credit
• the carer element in Universal Credit

I've bolded and coloured Income Support in RED above.

Icequeen99

sh1981 wrote: »

The end result is the same.

If you get:
IS: £50
CA: £40

What you will get in terms on MONEY is only £50 in CASH when you withdraw it from your post office or bank account.

Am I wrong?

Your example is not wrong. But then you are talking about something different if you are just looking at cash terms.

What you said in your previous post was that IS is paid because it is the higher benefit under the overlapping benefit rules. That isn't correct, overlapping benefit rules do not apply to IS as they do to other ERB.

In actual fact, as the posters here have said, you do physically get paid the carer's allowance and you do physically get paid some IS. You don't just get one payment of IS.

As your example shows in cash terms, the CA is taken off the IS £1 for £1.

So in cash terms the end result is the same, but the reason why wasn't correct in my opinion.

And the mechanism is important as for other benefits CA would count as income but IS wouldn't so how it is paid is relevant.

IQ

sh1981

Icequeen99 wrote: »

He has the rule right - you cannot claim two ERB at the same time and the higher benefit will be paid. But he is making a mistake in thinking that IS is an ERB as you say.

The answer is on the page he links to which lists those benefits that overlap with CA.

IQ

I NEVER said is an ERB, I never said that. I have been right all along, but at no point would I get a single thank. You, as soon as you even agreed with me, would get lots of thanks. I am so right when I say people here argue with me simply cause they hate my intelligence and the expert manner in which I deal with problems.

Icequeen99

sh1981 wrote: »

Ok, here you go, yet again, another OFFICIAL LINK to an OFFICIAL WEBSITE:

https://www.gov.uk/carers-allowance/what-youll-get

Read the bits below in BOLD:
Underlying entitlement

You can’t normally get 2 income-replacement benefits (eg Carer’s Allowance and the State Pension) paid together.
This is called the ‘overlapping benefit rule’. If you can’t be paid Carer’s Allowance because of this rule, you have ‘underlying entitlement’ to Carer’s Allowance instead.
This might mean you could get:

• the carer premiums in Jobseeker’s Allowance and Income Support
• the extra amount for carers in Pension Credit
• the carer element in Universal Credit

I've bolded and coloured Income Support in RED above.

But you're still reading it wrong. It still isn't saying that CA and IS are overlapping benefits. It says that if you get two ERB (not IS and CA) then you will have underlying entitlement to carers allowance which means you can get the carer premium in IS. Which is exactly what I have said.

Once again - IS is not an earnings replacement benefit. The higher benefit rule only applies to earnings replacement benefits.

IQ