Free M&S current account - £100 in M&S vouchers if you switch

System

Did everyone have to send back in a signed acceptance form and sample signature sheet?

Also, is the internet banking just a clone of the First Direct interface?

Have been accepted and would consider keeping it with the £100 free overdraft but hated the FD interface and overseas call centres on the rare occasion that I do have to call.

Archi_Bald

Yes and Yes.

Not sure about overseas call centre - when I called them they sounded like native Brits.

karlie88

Heng_Leng wrote: »

Did everyone have to send back in a signed acceptance form and sample signature sheet?

Also, is the internet banking just a clone of the First Direct interface?

Have been accepted and would consider keeping it with the £100 free overdraft but hated the FD interface and overseas call centres on the rare occasion that I do have to call.

I thought FD had UK call centres only.

Lomcevak

Archi_Bald wrote: »

Yes and Yes.

Not sure about overseas call centre - when I called them they sounded like native Brits.

I've usually talked to native Brits, but there is an overseas call centre - I was put through to it once, and after much misunderstanding they then put me through to someone in the UK. Think the UK person I talked to said it was Manila but not 100% sure of that.

phoebe03cat

Just going to start the switch for the gift cards..is there a minimum length of time you have to hold this account for pls. Can't see it, just didn't want to miss it. Thanks.

karlie88

phoebe03cat wrote: »

Just going to start the switch for the gift cards..is there a minimum length of time you have to hold this account for pls. Can't see it, just didn't want to miss it. Thanks.

My Mum got her gift card yesterday.

Less than 30 days after opening the account.

She opened a Halifax Reward Current Account today and started the switch process which will commence tomorrow (from M&S to Halifax).

As soon as you get your gift card; there is no obligation to stay with them.

Dragonfly1

I have never used the switching service, nor attempted one of these bonuses.

Could I absolutely clarify this is the best way of doing things?

I apply online for an M&S Premium (Premier?) account at a cost of £10 / month
Via some post / phone calls, I finally have a fully functional account.
I then call the switching service to transfer a dormant (with no SO/DDs) into the M&S account.

At this point (within 1 month), I receive £100 and £50 giftcard and some coffee vouchers.

After 3 months, I downgrade to a free M&S current account.

--

Have I understood that correctly?
Thanks

dicky73

karlie88 wrote: »

I thought FD had UK call centres only.

I opened my FD account on Friday and the call centre worker was based in Leeds.

Buzby

Do remember M&S Bank is HSBC in disguise.

MABLE

Buzby wrote: »

Do remember M&S Bank is HSBC in disguise.

But also remember MKS have their own banking license so that cosy arrangement may change in time.