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Only freedom will do
Comments
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Enjoy the commonwealth Games events. I would imagine the atmosphere will be fantastic
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
I think that's a record gap for me
Off on holiday tomorrow and it's probably time for an update.
Work continues to be mad, with extreme levels of activity for a few days followed by large gaps that could probably be utilised to start up a chair hockey league. There have been some management changes and a bit of a focus on my area, so hopefully some promise for future development and a bit of structure. Mostly though, I've just been looking forward to the holidays and have been too tired to complain
I've continued with the matched betting, and we've had a real focus on investing. Our ISA is at c. £5.500 for the year, which is pretty great considering we're only 5 months in to the ISA year. Our pensions are also behaving themselves and for the first time ever, Mrs E made an unprompted comment about fund performance. I must be rubbing off on her :rotfl:
I am continuing with being the world's worst MFWer and have not even thought about the mortgage this year. We are starting to give more thought to our long term future and the numbers are encouraging, mortgages are a part of it, but other assets are more important. We have recently started to take a little risk off the table by buying in to some investment grade bonds, only 10% or so, but it has left us very skint!
Looking forward to a fortnight in the sun with Mrs E and about 10 good books :beer:0 -
Enjoy the break.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Your ISA total is fab for the year so far :j enjoy your holidayBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Lovely to hear from you, and hope you have a fantastic holiday xDebt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
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Happy Hols!0
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Have a lovely holiday and I echo the comment above, it is lovely to hear from you :wave:I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Your ISA total is fab for the year so far
Cheers SF, we need to start saving for a carpet replacement, new oven and possibly a kitchen refurb when we get back. Probably only be able to afford another £150/mth to ISA for the rest of the year.0 -
Sounds like you'll be busy when you return!edinburgher wrote: »Cheers SF, we need to start saving for a carpet replacement, new oven and possibly a kitchen refurb when we get back. Probably only be able to afford another £150/mth to ISA for the rest of the year.Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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That's great work on the ISA Ed (and those other things you mentioned which I don't understand). Have a great time relaxing in the sun, it really does you so much good
Janey x"It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry PratchettBought our house 2012 Married 2015 Started renovating 2015 :eek:
Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...0
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