Only freedom will do

elantan

ooooo Ed I am LOVING the plans ... I need to do almost exactly the same myself tbh ... apart from tracking down an eternity ring and I need to love ma lads

hiddenshadow

edinburgher wrote: »

• I have realised that buying *stuff* does not make me happy
• I have realised that buying good quality, well reasoned purchases makes me satisfied

:j:beer:

{DRUM ROLL} I have started OPing! :j{/DRUM ROLL} I am now paying all of the crappy bits of shrapnel that find their way into my current account from micro interest payments to TCB etc. off the mortgage. I have also introduced a regime of Edinburgher Tidies (ETs? :rotfl:) and round off my current account once in the morning and once at night

Even more :jand :beer: Join in on the OP obsessing!

Love your plans for 2016.

Tilly_MFW_in_6_YRS

Loving the Tidies. I averaged £45 a month capital doing Tilly Tidies - not bad for bits and bobs.

Happy New Year to you all x x x

Courgette

Great post, Ed. Have a fabulous New Year and an even better 2016:beer:

muddywhitechicken

Very best wishes for 2016 ed

MWCx

Watty1

Great post. Have a fabulous celebration New Years Eve and look forward to following the journey in 2016

elantan

Got any plans for Hogmanay Ed?

I'm trying to decide between Stonehaven, Biggar and staying home and having an early night.... think I'm getting old now lol

ajmoney

• Track down eternity ring for our 5th wedding anniversary

When is your anniversary, it is our 5th next year too

Dobbibill

Loving the plans Ed,

Although I don't chirp up much and comment [unless you start talking rugby ] I have really enjoyed following your diary with the new parenting, house moving, investing, decorating, cooking and loads more.

I look forward to reading about your challenges, adventures and exciting times ahead during 2016.

Happy New Year to you all in the 'Ed household' :beer:

Dobbi

ourcornercottage

great plans. its a good time of year to make them!

I use TCB, account tidying, rewards etc and pay them straight to the mortgage. Its money I never had. I personally love the mix of OPing, Saving and Investing I am just about getting to. Really feels like you are doing something positive, it can perk you up just at the right time and does so on a regular basis. I also pay all of my FIT payments straight to the mortgage.

I am following your lead and opening a SIPP later, was going to go with tilney best invest for low platform fees. Any reason why I should avoid you can think of? Im going to transfer my stakeholder pensions there.

Good luck and happiness to you for 2016