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Only freedom will do

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Comments

  • edinburgher
    edinburgher Posts: 14,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks to everyone for all the positivity :)
    ajmoney wrote: »
    When is your anniversary, it is our 5th next year too :D

    September :)
    Got any plans for Hogmanay Ed?

    I am popping my steak pie cherry - shin of beef, lardons, carrots, onions and good Scottish dark ale simmering away in the PC with lots of tasty seasonings. Inverawe smoked salmon to start and a wee bottle of Ruinart to keep us hydrated :j ;)

    I feel loads Scottish now :D
    Dobbibill wrote: »
    Loving the plans Ed,

    Although I don't chirp up much and comment [unless you start talking rugby :D ] I have really enjoyed following your diary with the new parenting, house moving, investing, decorating, cooking and loads more.

    I look forward to reading about your challenges, adventures and exciting times ahead during 2016. ;)

    Happy New Year to you all in the 'Ed household' :cheers:

    Dobbi

    Thanks Dobbi, I am enjoying my life of rugby, parenting, investing and cooking... not so sure about the decorating :rotfl:
    I am following your lead and opening a SIPP later, was going to go with tilney best invest for low platform fees. Any reason why I should avoid you can think of? Im going to transfer my stakeholder pensions there.

    Good luck and happiness to you for 2016

    Thank you OCC. Let's hope not - that's who I've went with! I looked at Cavendish online, but their website was a little offputting for me. Maybe it's the fact that you can open a SIPP, but they don't actually call it a SIPP? Who knows. In any case, same fees.
  • ajmoney
    ajmoney Posts: 6,470 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My sister in law is doing haggis tomorrow night, looking forward to some family time :)

    Our anniversary is July, it has flown by :D
    MFW 2025 No. 7 £1931.07/£2700
    MFiT-T7 No. 6 £4214.98/£30,000
  • edinburgher
    edinburgher Posts: 14,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Joined MFP, need to eat -1xxx+ calories for the rest of the day :D

    £0.70 ET made :)
  • Ed - are you going to be my friend?


    xx
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper


    I am popping my steak pie cherry - shin of beef, lardons, carrots, onions and good Scottish dark ale simmering away in the PC with lots of tasty seasonings. Inverawe smoked salmon to start and a wee bottle of Ruinart to keep us hydrated :j ;)

    I feel loads Scottish now :D

    I hope you're making it in an ashet Ed :D (picture for unScots amongst us ;)).

    Aw I feel homesick now, we're going to an outside barbie and will be having 12 grapes and cava at midnight :o.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    gallygirl wrote: »
    I hope you're making it in an ashet Ed :D (picture for unScots amongst us ;)).

    Looks like a pie to me?
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    Looks like a pie to me?


    Nah an ashet isn't a pie ;)
  • edinburgher
    edinburgher Posts: 14,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ed - are you going to be my friend?


    xx

    Always! What's your username? I'm ff9802. Descriptive, I know.
    gallygirl wrote: »
    I hope you're making it in an ashet Ed :D (picture for unScots amongst us ;))

    It was made in our 7 year old £ shop lasagne dish :money:
    elantan wrote: »
    Nah an ashet isn't a pie ;)

    I'm out of my depth, need to research ashets :rotfl:
  • edinburgher
    edinburgher Posts: 14,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Gather round friends and I will tell you a horrifying story that is possibly the best example ever of why the concept of Secret Santa is !!!!ing !!!! :mad:

    We take part in an annual event with friends, I oscillate between doing it one year, not being bothered the next.

    This years 'gifts' were the usual crappy scarf for me and a huge bar of choccy for Mrs E. Mrs E attacked the chocolate with gusto (she's a good woman). About two squares in, she remarked 'oh, I think I've just broken a bit off my tooth!' A quick inspection showed that, yes, she now has a knife like tooth as opposed to the usual enamel tombstone that we all know and love.

    Said tooth fragment was popped in milk (NHS idea) and she finally managed to get an appointment at the dentist today. We are looking at £2,000-2,500 for an implant, tooth cannot be repaired :eek:
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Implants are really expensive

    You can get 20-30% off the price if you pay a monthly fee mine is around £12 i get 20-30% off any treatment i spent about 3k on a lot of work nearly 2 years back now best 3k iv ever spent was saved a packet on the LIST price by paying monthly for a year then downgrading it

    Also it wouldn't hurt to say look 2k is to much what can u do most dentist will do a good or ok deal iv found

    Its a lot i know tho

    Also great plans for the new year ed love it :]

    Hope you have a nice new year tonight be safe
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
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